Secured Peer-to-Peer Commercial
Property Lending

Invest & Earn between 5-12% p.a.*

*After fees, but before bad debts and taxes

Proplend connects investors directly to borrowers with loans secured against income producing Commercial Property in England and Wales.

Commercial property debt is a long established asset class that offers investors a reliable and attractive source of income with limited capital risk. We are opening this asset class up to a wider range of investors who can invest alongside other Proplend Investors or on a whole loan basis.

  • Fixed monthly income - interest paid monthly
  • Security - all loans are supported by a 1st legal charge over the commercial property
  • Fully automated - invest direct through your Proplend online Lender Dashboard
  • Tax free income - invest using your SIPP or SSAS

Registering as a Lender is Easy

Investors gain access to a summary of our Loan Investments, including the properties, Loan terms and the interest rates.

By completing Stage 2 of the application investors gain full access to our platform and can start investing!

Capital at risk.

View Loan Investment Opportunities Instantly

The Proplend platform is fully transparent and every loan is supported by a 1st legal charge over an income producing commercial property.

Investors can perform their own due diligence by accessing the draft loan contract, legal report, valuation report and loan request document.

View all active loans on the PLE or new loans In Funding:

Proplend Loan Exchange (PLE):

A marketplace that offers investors immediate access to monthly income.

All Loans listed on the PLE are fully funded and have been drawn down by the borrower.

Investors select a pre-determined loan amount from the available Loans and immediately start earning interest.

In Funding (IF):

Newly approved Borrower Loan Requests.

All Loans listed In Funding start earning interest once the Loan is fully funded and drawn down by the borrower (approx. 5-7 days)

Investors can pre-offer and decide the initial loan amount and tranche level, offering the most control over the investment.

Select Loan Investments based on:

Property asset class:

  • Office
  • Industrial
  • Retail
  • Leisure
  • Residential Blocks
  • Loan Term

    6 to 36 months

  • Geographic Location


  • Tranche / LTV

    C – 66-75%
    B – 51-65%
    A – 0-50%

  • Interest Rate Return

    5-12% pa*

Transfer Funds

Transfer the minimum £1,000 to the Proplend Client Money Account. All account details are secured and stored on encrypted storage systems.

Invest & Earn 5-12% pa*

Investors receive interest payments direct to their Lender account and can start building a diversified portfolio by investing in multiple Loans across different Tranche levels, Property types and Loan terms.

Loan Re-Paid: Withdraw or Re-Invest

At the end of the loan term the borrower repays the principal loan amount and the investor can withdraw or reinvest.

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