commercial-property

Published on November 21, 2016

Time is Money – High Speed Property Investing

Benjamin Franklin coined the phrase ‘Time is money’ and this never can this ring truer within property investing. Property is a long time trusted investment asset class, we all live in flats and houses, we work in offices, we buy from shops, we socialise in pubs, restaurants, cinemas, gyms and hotels and

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Published on October 25, 2016

Commercial Investment Mortgages

Whether you are an experienced investor with a large portfolio or an investor with a single commercial property, since 2008 it has become increasingly difficult to find a lender who is able or willing to offer mortgages for commercial investment properties. According to a

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Published on October 20, 2016

Opportunities for Real Estate debt Investors

This is a summary of a very well written article by Jon Rickert, Investment Director of GAM, a CHF113 billion asset manager, which gives an excellent account of ‘Opportunities for Real Estate debt Investors’. It’s a well-documented fact that the UK property market, residential and commercial, is cyclical in nature and understanding where we are

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Published on September 5, 2016

Understanding why property investors borrow

If you are going to invest in commercial property debt whether Peer to Peer or not, it is important to understand why property investors take on debt.   For most individuals our relationship with property debt is a mortgage on our personal home. The reason being is that we are unable to purchase the property

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Published on August 23, 2016

P2P lending – lets talk about RISK!

P2P lending – lets talk about RISK! In financial markets, the term Risk usually equates to the ‘exposure to loss,’ which is measured by decisions we make. In order to measure anything, you need a standard, or a starting point, and for risk it is called the Risk Free Rate. The Risk Free Rate is

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Published on July 29, 2016

Assessing Investment Risk – Loan to Value (LTV)

Assessing Investment Risk – Loan to Value (LTV) All loan investments offered on the Proplend platform have one thing in common, they are all supported by way of a first legal charge secured against an income producing UK commercial property. Loan to value or LTV helps investors

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Published on April 20, 2016

Why Commercial Property Peer-to-Peer Lending?

We believe that property-backed peer-to-peer lending (P2P Lending) platforms offer smart and secure investment opportunities for individual investors. However, as an investor, it might seem “easier” to invest in a consumer p2p lending platform, or better yet a residential p2p lending platform because they are more

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Published on March 1, 2016

London SW18 Physiotherapy Clinic Case Study

The London, SW18 Physiotherapy Clinic Loan was drawn down by the Borrower in February 2015. The £150,000 loan represented a 75% Loan to Value (LTV) and was secured with a first legal charge over the property plus other security. The Loan remains in Active Good Standing, with no late or missed payments and 11 months

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Published on December 17, 2015

How will Banks and P2P Lenders work together?

In the very early stages of the AltFi revolution, there was a great deal of speculation about how its rise would affect the banking sector. As P2P Lending moved in and started filling funding gaps left by the traditional finance industry, it sparked questions about banks’ lending models. Could P2P Lending and other Alternative Finance

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Published on September 2, 2015

The Proplend Model – Commercial Property Lending for Institutional Investors

The growth of peer-to-peer lending is increasingly attracting the attention of the institutional investors both directly and through listed investment trusts.   Proplend is participating in this growth by offering investors the ability to earn reliable and attractive fixed income returns of between 5-12% p.a.* by lending directly to the owners of income producing commercial

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