Published on November 29, 2017

Proplend Joins the NACFB

Proplend is delighted to have joined the National Association of Commercial Finance Brokers (NACFB) as a Patron.
Norman Chambers, Managing Director of the NACFB, commented; “Our Member Brokers have warmly received Proplend as they offer further diversity in the property lending

Published on October 25, 2016

Commercial Investment Mortgages

Whether you are an experienced investor with a large portfolio or an investor with a single commercial property, since 2008 it has become increasingly difficult to find a lender who is able or willing to offer mortgages for commercial investment properties. According to a

Published on April 20, 2016

Why Commercial Property Peer-to-Peer Lending?

We believe that property-backed peer-to-peer lending (P2P Lending) platforms offer smart and secure investment opportunities for individual investors. However, as an investor, it might seem “easier” to invest in a consumer p2p lending platform, or better yet a residential p2p lending platform because they are more

Published on March 17, 2016

Budget Round-Up: March 2016

Yesterday’s budget, the fourth in 12 months, had little to get excited about, however there were a few announcements to affect both Proplend Lenders and Borrowers.   Sweet news for savers and investors as the chancellor announced that the ISA allowance will be raised to £20,000 for 2017/18 tax year. This should coincide nicely with

Published on March 1, 2016

London SW18 Physiotherapy Clinic Case Study

The London, SW18 Physiotherapy Clinic Loan was drawn down by the Borrower in February 2015. The £150,000 loan represented a 75% Loan to Value (LTV) and was secured with a first legal charge over the property plus other security. The Loan remains in Active Good Standing, with no late or missed payments and 11 months

Published on December 17, 2015

How will Banks and P2P Lenders work together?

In the very early stages of the AltFi revolution, there was a great deal of speculation about how its rise would affect the banking sector. As P2P Lending moved in and started filling funding gaps left by the traditional finance industry, it sparked questions about banks’ lending models. Could P2P Lending and other Alternative Finance

Published on November 4, 2015

Due Diligence – The Evaluation and Approval of a Proplend Loan Request

Proplend’s Borrower relations and underwriting team have a combined 60 plus years in the property finance industry. This highly experienced and trusted team is responsible for the due diligence process and to date they have delivered a zero default rate.   After a Borrower submits their Loan Request using our Borrower registration page, we complete

Published on September 3, 2015

6 Months’ Interest Reserve: How It Works

Some P2P Platforms operate what they call a ‘provision fund’, which is a co-mingled fund to which a lender / investor can make a claim if they lose money through an investment. They are usually used by platforms offering unsecured consumer and SME loans.   Proplend operates a different model, all our loans are secured

Published on August 25, 2015

Underwriting – ”Any fool can lend money, the skill is ensuring you get it paid back”

The Loan underwriting process is critical in determining which loans are accepted onto the platform and which are not. When evaluating potential investment opportunities, it is imperative that investors understand the underwriting that has been performed and what information is available on the platform to allow them to evaluate the loan investments themselves.   What

Published on August 19, 2015

Proplend Borrowers Guide

There are many Marketplace Lending platforms available to different types of Borrowers. Proplend’s Peer-to-Peer Lending platform focuses on Borrowers who are owners of income producing commercial property, in England and Wales. Our platform connects these Borrowers to Investors who want to lend.   Proplend facilitates Loan Requests from £150,000 to £5,000,000. We have a proven