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Date Published: 2025-05-27

Prepare for an uncomfortable read………..

To conclude my series of posts on ISA’s:

22.3m adults hold investments within the ISA tax wrapper

£28 billion of that is held in Stocks and Shares ISA’s

Over the past 10 years, the FTSE 100 (typical of many Stocks & Shares ISAs) achieved an average annual return of 4.90% p.a.*

Over the same period, the average annual return from an Innovative Finance ISA (IFISA) was 7.36% p.a.*

IFISA’s offer stability through market turbulence

No down years in the past decade, compared to three negative years for stock market investors.

No losing periods, while stock market investors endured a losing streak of more than six years.

Consistent positive returns without the volatility typically seen in FTSE graphs

Stop following the crowd and start following the returns…….

hashtagisa hashtagstocksandsharesisa hashtagifisa hashtagtaxfree

Don’t invest unless you’re prepared to lose money. This is a high risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Tax benefits depend on your circumstances and rules can change

*4thWay P2P And Direct Lending (PADL) Index

Brian Bartaby
Brian