As things stand, only peer to peer lending (P2P) investments and ‘crowdfunding debentures’ are permitted within IFISA – we’ll focus on the former. UK P2P lending is regulated by the Financial Conduct Authority (FCA), with all providers either fully authorised or operating on an ‘interim permission’ basis. All platforms with interim authorisation must
Don’t invest unless you’re prepared to lose money. This is a high risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take two minutes to learn more