Published on February 7, 2017

The Hits Just Keep On Coming For UK Savers

Just days after provider research showed that ISA savers have missed out on returns of £100bn by investing in cash rather than stocks and shares, NS&I have announced across-the-board cuts to the returns on their premium bonds and Direct ISA. On 1 February,

Published on February 1, 2017

IF ISA – Looking to the future

The Innovative Finance ISA (IF ISA), which allows investors to hold peer to peer investments within a tax free ISA wrapper, was rolled out in April 2016. At the time, no P2P platforms were authorised as ISA Managers, a requirement to offer loan investments within an ISA. During the past six months

Published on December 20, 2016

2016 – Year in Review

2016 Industry Summary The year started with Lending Club in the US, CEO Renaud Laplanche was fired over internal investor disclosure misdemeanors, the shares fell to over half of IPO value and have remained there ever since Platforms in the US have seen a reduction in loan volumes and a rise in loan default levels

Published on December 14, 2016

FCA feedback on Peer to Peer Lending – Dec 2016

Last week the the FCA published its initial views from its review of the crowdfunding (investment and loan based) industry in Feedback Statement (FS16/13). While the detail of new rules will not be announced until 2017, it reveals some interesting points of view which are not only important for

Published on November 29, 2016

Peer to peer: A useful addition to the economic landscape

A recent article by James Wallace, summing up an IPF panel debate titled ‘P2P CRE lending still must prove it is not the next retail investor scandal waiting to happen’ paints an unflattering picture of P2P platforms and the competence of those working there, but

Published on

The FCA are reviewing the Crowdfunding industry – have your voice heard

The Financial Conduct Authority (FCA) is currently undergoing their regulatory review of Crowdfunding. To better inform this ongoing review, the FCA has commissioned the Cambridge Centre for Alternative Finance (CCAF) at the University of

Published on November 2, 2016

Proplend wins Best Peer to Peer Platform 2016

Proplend is pleased to announce that we have been awarded Best Peer to Peer Lending Platform 2016 by Wealth and Finance International. Wealth & Finance INTL is dedicated to providing fund managers and institutional and private investors around the world with the latest

Published on October 25, 2016

Commercial Investment Mortgages

Whether you are an experienced investor with a large portfolio or an investor with a single commercial property, since 2008 it has become increasingly difficult to find a lender who is able or willing to offer mortgages for commercial investment properties. According to a

Published on October 24, 2016

Auction demand for sub £5m commercial property from private investors

Over the past couple of weeks we have now seen 3 commercial property auctions all receive huge private investor demand. A very good article in this weeks Property Week summarized below. A couple of weeks ago Allsops achieved the UK’s largest one day sale since 2006. £117m raised across 201 lots, with an

Published on October 20, 2016

Opportunities for Real Estate debt Investors

This is a summary of a very well written article by Jon Rickert, Investment Director of GAM, a CHF113 billion asset manager, which gives an excellent account of ‘Opportunities for Real Estate debt Investors’. It’s a well-documented fact that the UK property market, residential and commercial, is cyclical in nature and understanding where we are