Published on March 30, 2016

Buy to Let (Part 4)

In our Buy-to-Let series, ‘Buy-to-Let: time to let go?’ we have explored the various challenges currently facing private landlords and put forward alternatives for property backed investments, Proplend, of course being one!   In Part 3 we moved away from mainstream media talk of tax and stamp duty increases to look at potential changes to

Published on February 16, 2016

Buy to Let (Part 3)

In Part 2 of our Buy-to-Let series, ‘Buy-to-Let: time to let go?’, we looked at the pressure being placed on private property investors by various government announcements made in 2015. These included the removal of higher rate tax relief on mortgage payments and the proposed 3% premium on stamp duty for property investments and second

Published on January 19, 2016

Buy to Let (Part 2)

In our article on 26th November 2015, just after the Autumn Statement, we briefly summarised the news and impact for buy to let investor community. The third budget statement of the calendar year carried with it a second wave of bad news for the private buy to let investor. After having the higher rate tax relief removed (phased in from April 2017) in

Published on January 14, 2016

HMRC Tax Treatment

Last week HMRC updated their Policy Paper on the treatment of interest payments by Peer-to-Peer Lending platforms for tax purposes.   For now there is no decision on whether platforms will be required to apply withholding tax to Peer to Peer Loan income and so investors will continue to receive their interest payments gross of

Published on November 26, 2015

Buy To Let Investors Hit in Autumn Statement (Part 1)

The Government has continued its assault on the buy to let sector by announcing that Stamp Duty will increase by 3% on properties purchased as an investment and on second homes. The increase will be introduced in April next year and comes just months after the last tax blow, the removal of higher rate tax