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# Proplend

Property Peer to Peer Lending Platform

## Sitemaps

- [XML Sitemap](https://www.proplend.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [p2p-blog-news](https://www.proplend.com/p2p-blog-news/)

## Pages

- [Home](https://www.proplend.com/) - Invest & Earn Regular Monthly Income Proplend enables individual and corporate investors to earn regular monthly income by investing in Commercial Property Loans. Register ABOUT US Platform Statistics £247m Loans Funded £32m+ Interest Paid (Before Fees) 8.29% Avg net return over 7 years ABOUT US Platform Statistics £288m Loans Funded 330 No of Loans Funded
- [Stats](https://www.proplend.com/stats/) - Stats We have now made it easier for time constrained investors to build a diversified loan portfolio and earn regular monthly interest. P2P Lending is not comparable to depositing money in a savings account and is not covered by the FSCS. All capital is at risk and loan interest is not guaranteed if the Borrower defaults.
- [Pension](https://www.proplend.com/ssas-sipp-pension-investments/) - SIPP & SSAS Pension Accounts Earn tax-free income using funds held within your SSAS or SIPPs pension accounts. PENSION Investing via Your Pension – Summary Register & Deposit funds Register via your Pension Administrator, categorise your investor type & take the appropriateness test. Your Administrator will fund your account. Investment Control Choose whether to invest
- [About Proplend](https://www.proplend.com/about-proplend/) - Who Are We? Proplend is a fiduciary to our clients. The money which flows across the platform belongs to our clients who trust us to serve them by offering the best risk adjusted returns which match their investment criteria and lending appetite. The trust our clients place with us to help them achieve their financial
- [Lender Dashboard](https://www.proplend.com/lender-dashboard/)
- [About Us](https://www.proplend.com/about-us/) - Who Are We? Proplend is a specialist commercial property lender with a dedicated team of finance professionals working collaboratively and efficiently to provide cost effective, flexible first charge loans secured on commercial properties in England and Wales. We lend to commercial property investors who are individuals, partnerships, limited companies, llps, pensions, trusts and offshore companies.
- [About Proplend](https://www.proplend.com/about-proplend-2/) - Who Are We? Proplend is a fiduciary to our clients. The money which flows across the platform belongs to our clients who trust us to serve them by offering the best risk adjusted returns which match their investment criteria and lending appetite. The trust our clients place with us to help them achieve their financial
- [About Us](https://www.proplend.com/about-us-2/) - Who Are We? Proplend is a specialist commercial property lender with a dedicated team of finance professionals working collaboratively and efficiently to provide cost effective, flexible first charge loans secured on commercial properties in England and Wales. We lend to commercial property investors who are individuals, partnerships, limited companies, llps, pensions, trusts and offshore companies.
- [Borrower Dashboard](https://www.proplend.com/borrower-dashboard/)
- [Getting Started](https://www.proplend.com/getting-started/) - Getting Started We have made it easier for time constrained investors to build a diversified loan portfolio and earn attractive rates of regular monthly interest. Choose your account type Choose account relevant to the funds you will be investing. Classic account for taxable income or an ISA or a Pension Account and enjoy tax free
- [Banking](https://www.proplend.com/banking/)
- [Auto-Lend Plus Investment Options](https://www.proplend.com/auto-lend-investment-options/) - Auto-Lend gives takes the time and effort out of choosing loans, making the investment process quicker and easier. Allocates to our safest Tranche A loans only.
- [Frequently Asked Questions](https://www.proplend.com/frequently-asked-questions/) - Platform Frequently Asked Questions If you don’t see an answer to your question, you can send us an email to admin@proplend.com. What is Proplend? Proplend is a Peer to Peer (P2P) Lending platform that connects investors direct to Borrowers with loans secured against income producing Commercial Property in England and Wales. We specialise in meeting
- [Risks](https://www.proplend.com/risks/) - Risks The Proplend platform matches carefully selected commercial property professionals looking to borrow for business purposes, backed against UK property, with investors looking to invest. All lending contains an element of risk and we have broken them down for a better understanding. General Don’t invest unless you’re prepared to lose money. This is a high risk
- [Investor Fees](https://www.proplend.com/investor-fees/) - Lender Fees Proplend passes on 100% of the interest paid by the Borrower to Lenders and then charges a fully transparent Lender fee. We don’t hide our fees by charging the Borrower one interest rate and paying Lenders another. If you as a Lender are not receiving 100% of the interest being paid by the Borrower, no
- [Self Certified Types](https://www.proplend.com/self-certified-types/)
- [Borrow](https://www.proplend.com/borrow/) - Proplend is a niche commercial property lender, it’s all we do. Whether you’re looking to purchase, re-mortgage or capital raise against a commercial property, we’ve got a team of lending experts and a range of commercial funding solutions to suit your needs. We lend to allow you to … Purchase Whether it’s your first purchase,
- [Borrower Faqs](https://www.proplend.com/borrower-faqs/) - Borrower Frequently Asked Questions If you don’t see an answer to your question, you can send us an email from our contact form. Who can be a Proplend Borrower? To Borrow via the Proplend platform you can be a personal owner of commercial property or incorporated in the UK (or overseas with underwriter discretion) and
- [AutoLend](https://www.proplend.com/autolend/) - AutoLend Making it as easy as possible for Lenders, both passive and active, to build a diversified loan portfolio. The AutoLend functionality gives Lenders full control over how and when they invest. Always On – turn it on and leave it on Always On – for the hands off investor Lowest Risk Investment Only invests
- [ISA](https://www.proplend.com/innovative-finance-isa/) - Innovate Finance ISA (IFISA) Earn tax free returns within your ISA wrapper ISA Earn Tax Free Income Register & Deposit funds Complete the online registration process, self categorise your investor type & take the appropriateness test. Then subscribe or transfer your existing ISA in. Investment Control Choose whether to invest automatically via Always On or
- [Privacy Policy](https://www.proplend.com/privacy-policy/) - Privacy Policy 1. Introduction 2. The information Proplend collects 3. Where we store your personal data 4. Use of personal information 5. Disclosure of your information 6. Your rights 7. Release, Indemnity and Liability 8. Cookies 9. General 1. Introduction This Privacy Policy (“Privacy Policy”) sets out the basis on which Proplend Limited (Proplend) and
- [Borrower Fees](https://www.proplend.com/borrow/borrower-fees/) - Borrower Fees Summary of the fees borrowers may incur (directly or indirectly) arranging funding via our platform. Proplend Fees: Arrangement Fee: 2% of the gross loan amount, which falls due when the loan is fully funded and payable at drawdown of the loan. Break Fee: By agreeing to place the loan into ‘In funding’ on
- [Appropriateness Test](https://www.proplend.com/appropriateness-test/)
- [Conflicts policy](https://www.proplend.com/conflicts-policy/) - Conflicts Policy 1. Introduction 2. Identification of Potential or Actual Conflicts 3. Actual or potential conflicts of interests we have identified 4. Gifts and Entertainment 5. Employees 6. Managing Conflicts of Interest and Disclosure 7. Further Information 1. Introduction Proplend is responsible for taking all reasonable steps to identify and manage any conflicts of interest
- [ESG](https://www.proplend.com/esg/) - Environmental Social & Governance (ESG) Proplend defines ESG to be any environmental, social or governance consideration that can have a positive or negative impact on either Proplend at a corporate level or the loan transactions facilitated across the Proplend platform. Our aim is to operate the business in a way that is in harmony with
- [Take 2 minutes](https://www.proplend.com/take-2-minutes/) - Take 2 Minutes Estimated reading time: 2 min Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk. What are the key risks? 1. You could lose the money you invest 2. You are unlikely to get your money back quickly 3. Don’t put all your eggs
- [Sign Documents](https://www.proplend.com/sign-documents/)
- [Commercial Lending Examples](https://www.proplend.com/commercial-lending-examples/) - Commercial Lending Examples A summary of loan criteria and examples of funded commercial mortgages and bridging loans. New for 2019 – Proplend is now facilitating loans to personal owners of commercial property, as well as SPVs Submit and online enquiry Worth taking a few minutes to find out if we can help? We can now offer funding to personal
- [Terms and Conditions](https://www.proplend.com/terms-and-conditions/) - 1. Terms & Conditions 2. Privacy Policy 3. User Policy 4. Copyrights 5. Cookies 6. Account & Billing 1. Terms and Conditions Donec id elit non mi porta gravida at eget metus. Praesent commodo cursus magna, vel scelerisque nisl consectetur et. Cras mattis consectetur purus sit amet fermentum. Lorem ipsum dolor sit amet, consectetur adipiscing
- [Borrower Help Centre](https://www.proplend.com/borrower-help-centre/) - Borrower Help Centre Guides, articles and features for Borrower’s about P2P Lending and Proplend’s platform. New for 2019 – Proplend is now facilitating loans to personal owners of commercial property, as well as SPVs Call 0203 637 8418 or submit and online enquiry 2019: We Now Lend to Personal Owners of Commercial Property Proplend is making its
- [How Borrowing Works](https://www.proplend.com/how-borrowing-works/) - How Proplend Borrowing Works Proplend commercial mortgages and bridging loans. Terms offered in days, funding in weeks not months. Fast, Flexible Funding – Call us on 0203 637 8418 New for 2019 – Proplend is now facilitating loans to personal owners of commercial property, as well as SPVs. Submit and online enquiry — Borrow Money in
- [Interest Calculator Tool](https://www.proplend.com/interest-calculator-tool/) - Interest Calculator Our simple interest calculator allows you to calculate the returns on a specified amount, at any specified interest rate, over any specified period – then compare them to the average annualised returns of our loan investment ‘Tranches’. Subtract the principal amount from the return to calculate the interest only.
- [Commercial Property Finance Brokers](https://www.proplend.com/borrow/property-finance-brokers/) - Commercial Property Finance Brokers — Commercial Borrowing via Proplend – At a glance ✓ Over £200m of loans funded ✓ Common sense approach to underwriting ✓ Commercial Property led ✓ Fast, flexible & transparent ✓ Interest Only ✓ Most commercial property asset types “Our member brokers have warmly received Proplend as they offer further diversity
- [Commercial Mortgages](https://www.proplend.com/borrow/commercial-mortgages/) - Commercial Mortgages Commercial mortgages are medium to long-term loans that can be used to fund the purchase of commercial business premises whether for investment or owner-occupier purposes. — Commercial Mortgage Criteria​ ✓ Income producing Commercial Property ✓ £250,000 to £2,500,000 ✓ Term up to 3 years ✓ Borrow up to 75% LTV ✓ Fixed Rate
- [Bridging loans](https://www.proplend.com/borrow/bridging-loans/) - Commercial Bridge Loans Commercial bridging loans are, bridging loans which are secured against commercial property. They are used to secure funds quickly to fund commercial property purchases or release funds from an existing commercial property. — Bridge Loan Criteria ✓ Non Income producing Commercial Property ✓ £250,000 to £2,500,000 ✓ Term up to 18 months
- [VAT Bridge](https://www.proplend.com/borrow/vat-bridge-loan/) - VAT Bridge Loan A VAT Bridge Loan is a short term loan used to cover the VAT payment due, currently 20%, upon the purchase of a VAT registered property. It is usually redeemed within 4 months when the VAT is reclaimed from HMRC. — VAT Loan Criteria ✓ Many commercial properties are elected for VAT
- [Submit Loan Enquiry](https://www.proplend.com/submit-loan-enquiry/) - Get in Touch Got a question about your account, a loan investment or perhaps you have a commercial borrowing enquiry? Call us, email us or complete the contact form. We look forward to hearing from you. Address 15 Little Green, Richmond, TW9 1QH Phone 0203 951 7970 E-mail admin@proplend.com Lender Team 0203 397 8290 Calls may
- [Wealth Manager](https://www.proplend.com/wealth-manager/) - Wealth Manager Proplend has developed a dedicated Wealth Manager portal for Wealth manager partners “Proplend has been a crucial part of our asset allocation now and produced excellent, stable and reliable returns for clients. With low interest rates and volatility it has delivered exactly what we need it to clients. We use in ISA’s, SIPPS
- [Reset Password](https://www.proplend.com/resetpass/) - [theme-my-login]
- [Privacy Policy](https://www.proplend.com/privacy-policy-2/) - Our Privacy Policy sets out how we process data used to identify individuals. Proplend acts as data controller when processing and storing this personal data.
- [Proplend News](https://www.proplend.com/proplend-news/)
- [Register Invest Earn](https://www.proplend.com/register-invest-earn/) - Register-Invest-Earn Sample Subtitle
- [Institutional](https://www.proplend.com/institutional/) - Institutional CRE Loan Syndication is a long established asset class offering stable monthly income along with high levels of capital protection Institutional Lending The commercial real estate (“CRE”) debt market today is experiencing a confluence of market dynamics which creates attractive near-term investment opportunities. The market environment is characterised by a decreasing availability of debt
- [Classic](https://www.proplend.com/classic/) - Classic Account The original Proplend Account available for personal, corporate and institutional investors Classic The original Proplend Account – unlimited investment but income is taxable Register & Deposit funds Complete the online registration process, self categorise your investor type & take the appropriateness test. Then fund your account. Investment Control Choose whether to invest automatically
- [Learn](https://www.proplend.com/learn/) - Learn We have now made it easier for time constrained investors to build a diversified loan portfolio and earn regular monthly interest.P2P Lending is not comparable to depositing money in a savings account and is not covered by the FSCS. All capital is at risk and loan interest is not guaranteed if the Borrower defaults.
- [Investor](https://www.proplend.com/investor/) - Investor We have now made it easier for time constrained investors to build a diversified loan portfolio and earn regular monthly interest.P2P Lending is not comparable to depositing money in a savings account and is not covered by the FSCS. All capital is at risk and loan interest is not guaranteed if the Borrower defaults.
- [Proplend Loan Exchange](https://www.proplend.com/proplend-loan-exchange/) - Proplend Loan Exchange (PLE) The Proplend Loan Exchange offers existing Lenders a liquidity function and new Lenders the ability to purchase interest bearing loan parts. Liquidity is available but not guaranteed How the loan exchange and accrued interest works (buying Lender) 01 Login and review available Loan investments Log in to the account you want
- [Contact Us](https://www.proplend.com/contact-us/) - Get in Touch Got a question about your account, a loan investment or perhaps you have a commercial borrowing enquiry? Call us, email us or complete the contact form. We look forward to hearing from you. Address 15 Little Green, Richmond, TW9 1QH Phone 0203 951 7970 E-mail admin@proplend.com Lender Team 0203 397 8290 Calls may
- [Loan Volume | Interest Paid | Rates](https://www.proplend.com/loan-volume-interest-paid-rates/) - Loan Volume | Interest Paid | Rates
- [Onboarding Process](https://www.proplend.com/onboarding-process/) - Onboarding Process We have now made it easier for time constrained investors to build a diversified loan portfolio and earn regular monthly interest.P2P Lending is not comparable to depositing money in a savings account and is not covered by the FSCS. All capital is at risk and loan interest is not guaranteed if the Borrower
- [Lending](https://www.proplend.com/lending/) - Lending We have now made it easier for time constrained investors to build a diversified loan portfolio and earn regular monthly interest.P2P Lending is not comparable to depositing money in a savings account and is not covered by the FSCS. All capital is at risk and loan interest is not guaranteed if the Borrower defaults.
- [Lost Password](https://www.proplend.com/lost-password/) - [theme-my-login]
- [Login Redirect](https://www.proplend.com/login-redirect/)
- [Lost Password Confirmation](https://www.proplend.com/lost-password-confirmation/) - Your password reset link has been set to the email address provided if a user with that email exists
- [Account Types](https://www.proplend.com/account-types/)
- [Team](https://www.proplend.com/team/)
- [How it works](https://www.proplend.com/how-it-works/) - How it works Lend money to commercial property investors (the Borrower), secured by a 1st legal charge over a commercial property and earn regular monthly income. Platform Statistics 280 No of Loans Funded 201 No of Loans Repaid £32m+ Interest Paid (Before Fees) £179m Capital Repaid What We Do? Proplend originates credit worthy Borrowers, conducts
- [Ven test page borrower](https://www.proplend.com/borrow/ven-test-page-borrower/)

## My Templates

- [Single Portfolio 1](https://www.proplend.com/?elementor_library=single-portfolio-1-6) - Identity Commodo Dolor Bibendum Parturient Cursus Mollis Integer posuere erat a ante venenatis dapibus posuere. Maecenas faucibus mollis interdum. About the Project Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem
- [Single Portfolio 2](https://www.proplend.com/?elementor_library=single-portfolio-2-6) - Identity Commodo Dolor Bibendum Parturient Cursus Mollis Integer posuere erat a ante venenatis dapibus posuere. Maecenas faucibus mollis interdum. About the Project Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem
- [Single Portfolio 3](https://www.proplend.com/?elementor_library=single-portfolio-3-6) - Identity Commodo Dolor Bibendum Parturient Cursus Mollis Integer posuere erat a ante venenatis dapibus posuere. Maecenas faucibus mollis interdum. About the Project Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem
- [Single Portfolio 4](https://www.proplend.com/?elementor_library=single-portfolio-4-6) - Memphis Brand Design Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem malesuada magna mollis euismod. Aenean lacinia bibendum. Donec id elit non mi porta gravida at eget metus. Cras mattis
- [Home 3](https://www.proplend.com/?elementor_library=home-3-6) - Sandbox focuses on We carefully consider our solutions to support each and every stage of your growth. Get Started WHAT WE DO? The service we offer is specifically designed to meet your needs. 24/7 Support Nulla vitae elit libero, a pharetra augue. Donec id elit non mi porta gravida at eget metus. Cras justo. Learn
- [Header Home 3](https://www.proplend.com/?elementor_library=header-home-3-6) - Contact
- [Footer Home 3](https://www.proplend.com/?elementor_library=footer-home-3-6) - © 2022 Sandbox. All rights reserved. Uil-twitter Uil-facebook-f Uil-dribbble Uil-instagram Uil-youtube Get in Touch Moonshine St. 14/05 Light City, London, United Kingdom info@email.com 00 (123) 456 78 90 Learn More About Us Our Story Projects Terms of Use Privacy Policy Our Newsletter Subscribe to our newsletter to get our news & deals delivered to you.[mc4wp_form
- [Imported Kit](https://www.proplend.com/?elementor_library=imported-kit-5)
- [Single Portfolio 1](https://www.proplend.com/?elementor_library=single-portfolio-1-5) - Identity Commodo Dolor Bibendum Parturient Cursus Mollis Integer posuere erat a ante venenatis dapibus posuere. Maecenas faucibus mollis interdum. About the Project Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem
- [Single Portfolio 2](https://www.proplend.com/?elementor_library=single-portfolio-2-5) - Identity Commodo Dolor Bibendum Parturient Cursus Mollis Integer posuere erat a ante venenatis dapibus posuere. Maecenas faucibus mollis interdum. About the Project Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem
- [Single Portfolio 3](https://www.proplend.com/?elementor_library=single-portfolio-3-5) - Identity Commodo Dolor Bibendum Parturient Cursus Mollis Integer posuere erat a ante venenatis dapibus posuere. Maecenas faucibus mollis interdum. About the Project Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem
- [Single Portfolio 4](https://www.proplend.com/?elementor_library=single-portfolio-4-5) - Memphis Brand Design Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem malesuada magna mollis euismod. Aenean lacinia bibendum. Donec id elit non mi porta gravida at eget metus. Cras mattis
- [Footer Home 3](https://www.proplend.com/?elementor_library=footer-home-3-5) - © 2022 Sandbox. All rights reserved. Uil-twitter Uil-facebook-f Uil-dribbble Uil-instagram Uil-youtube Get in Touch Moonshine St. 14/05 Light City, London, United Kingdom info@email.com 00 (123) 456 78 90 Learn More About Us Our Story Projects Terms of Use Privacy Policy Our Newsletter Subscribe to our newsletter to get our news & deals delivered to you.[mc4wp_form
- [Header Home 3](https://www.proplend.com/?elementor_library=header-home-3-5) - Contact
- [Home 3](https://www.proplend.com/?elementor_library=home-3-5) - Sandbox focuses on We carefully consider our solutions to support each and every stage of your growth. Get Started WHAT WE DO? The service we offer is specifically designed to meet your needs. 24/7 Support Nulla vitae elit libero, a pharetra augue. Donec id elit non mi porta gravida at eget metus. Cras justo. Learn
- [Imported Kit](https://www.proplend.com/?elementor_library=imported-kit-4)
- [Single Portfolio 1](https://www.proplend.com/?elementor_library=single-portfolio-1-4) - Identity Commodo Dolor Bibendum Parturient Cursus Mollis Integer posuere erat a ante venenatis dapibus posuere. Maecenas faucibus mollis interdum. About the Project Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem
- [Single Portfolio 2](https://www.proplend.com/?elementor_library=single-portfolio-2-4) - Identity Commodo Dolor Bibendum Parturient Cursus Mollis Integer posuere erat a ante venenatis dapibus posuere. Maecenas faucibus mollis interdum. About the Project Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem
- [Single Portfolio 3](https://www.proplend.com/?elementor_library=single-portfolio-3-4) - Identity Commodo Dolor Bibendum Parturient Cursus Mollis Integer posuere erat a ante venenatis dapibus posuere. Maecenas faucibus mollis interdum. About the Project Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem
- [Single Portfolio 4](https://www.proplend.com/?elementor_library=single-portfolio-4-4) - Memphis Brand Design Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem malesuada magna mollis euismod. Aenean lacinia bibendum. Donec id elit non mi porta gravida at eget metus. Cras mattis
- [Home 3](https://www.proplend.com/?elementor_library=home-3-4) - Sandbox focuses on We carefully consider our solutions to support each and every stage of your growth. Get Started WHAT WE DO? The service we offer is specifically designed to meet your needs. 24/7 Support Nulla vitae elit libero, a pharetra augue. Donec id elit non mi porta gravida at eget metus. Cras justo. Learn
- [Header Home 3](https://www.proplend.com/?elementor_library=header-home-3-4) - Contact
- [Footer Home 3](https://www.proplend.com/?elementor_library=footer-home-3-4) - © 2022 Sandbox. All rights reserved. Uil-twitter Uil-facebook-f Uil-dribbble Uil-instagram Uil-youtube Get in Touch Moonshine St. 14/05 Light City, London, United Kingdom info@email.com 00 (123) 456 78 90 Learn More About Us Our Story Projects Terms of Use Privacy Policy Our Newsletter Subscribe to our newsletter to get our news & deals delivered to you.[mc4wp_form
- [Single Portfolio 1](https://www.proplend.com/?elementor_library=single-portfolio-1-3) - Identity Commodo Dolor Bibendum Parturient Cursus Mollis Integer posuere erat a ante venenatis dapibus posuere. Maecenas faucibus mollis interdum. About the Project Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem
- [Single Portfolio 2](https://www.proplend.com/?elementor_library=single-portfolio-2-3) - Identity Commodo Dolor Bibendum Parturient Cursus Mollis Integer posuere erat a ante venenatis dapibus posuere. Maecenas faucibus mollis interdum. About the Project Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem
- [Single Portfolio 3](https://www.proplend.com/?elementor_library=single-portfolio-3-3) - Identity Commodo Dolor Bibendum Parturient Cursus Mollis Integer posuere erat a ante venenatis dapibus posuere. Maecenas faucibus mollis interdum. About the Project Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem
- [Single Portfolio 4](https://www.proplend.com/?elementor_library=single-portfolio-4-3) - Memphis Brand Design Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Integer posuere erat a ante venenatis. Etiam porta sem malesuada magna mollis euismod. Aenean lacinia bibendum. Donec id elit non mi porta gravida at eget metus. Cras mattis
- [Home 3](https://www.proplend.com/?elementor_library=home-3-3) - We carefully consider our solutions to support each and every stage of your growth. Enjoy a free 30-day trial and experience the full service. No credit card required!
- [Header Home 3](https://www.proplend.com/?elementor_library=header-home-3-3)
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## News

- [Where to Invest in commercial property 2025](https://www.proplend.com/news/where-to-invest-in-commercial-property-2025/) - Demand for commercial property investment soared by 28% year-on-year in Q4 2024, marking the largest annual increase since Q2 2021. That’s a lovely statistic, but as an investor where are the opportunities and where are the challenges? In a recent comprehensive report from Alan Boswell Group, where they analysed 31 major UK cities, assessing a
- [IFISA outperforms Stocks and Shares ISA](https://www.proplend.com/news/ifisa-outperforms-stocks-and-shares-isa/) - Prepare for an uncomfortable read……….. To conclude my series of posts on ISA’s: 22.3m adults hold investments within the ISA tax wrapper £28 billion of that is held in Stocks and Shares ISA’s Over the past 10 years, the FTSE 100 (typical of many Stocks & Shares ISAs) achieved an average annual return of 4.90%
- [Tax Free Investing - ISAs by age and sex](https://www.proplend.com/news/tax-free-investing-isas-by-age-and-sex/) - Following on from my previous posts about the number of people who hold an ISA, the size of the ISA market, and subscription by income band, this post looks into the number of individuals subscribing to ISAs in 2021/22, by age and sex. Includes breakdowns for all ISAs, Cash ISAs only, Stocks & Shares ISAs
- [Tax Free Investing - ISA by Investor Income](https://www.proplend.com/news/tax-free-investing-isa-by-investor-income/) - Following on from my previous post about the number of people who hold an ISA and the size of the ISA market, this post looks into the number of individuals subscribing to ISAs in 2021/22, by income band and subscription amount. Includes breakdowns for all ISAs, Cash ISAs only, Stocks & Shares ISAs only, and
- [Tax Free Investing - ISA Intro](https://www.proplend.com/news/tax-free-investing-isa-intro/) - I know that “ISA season” has passed but ISA’s are still appearing in the media, unfortunately for the wrong reasons. It seems that our esteemed Chancellor is not only interested in land grabbing £25bn from our workplace pensions to be directed in the UK economy by 2030 with the signing of the Mansion House Accord,
- [Environmental, Social, and Governance (ESG) Factors in Commercial Real Estate Debt Investments](https://www.proplend.com/news/environmental-social-and-governance-esg-factors-in-commercial-real-estate-debt-investments/) - For UK-based high net worth and sophisticated investors, the integration of Environmental, Social, and Governance (ESG) factors into commercial real estate debt investment strategies has evolved from a niche consideration to a fundamental aspect of risk management and value creation. As regulatory pressures increase and market preferences shift, understanding the ESG landscape has become essential
- [Due Diligence Deep Dive: Key Factors to Assess in Commercial Real Estate Debt Investments](https://www.proplend.com/news/due-diligence-deep-dive-key-factors-to-assess-in-commercial-real-estate-debt-investments/) - For UK-based high net worth and sophisticated investors, commercial real estate debt investments offer compelling opportunities for portfolio diversification and attractive yields. However, the quality of these investments hinges on rigorous due diligence. Unlike more standardised investment vehicles, commercial real estate debt requires a comprehensive evaluation of multiple factors to accurately assess risk and potential
- [Inflation Hedging: Commercial Real Estate Debt as a Potential Shield Against Rising Prices](https://www.proplend.com/news/inflation-hedging-commercial-real-estate-debt-as-a-potential-shield-against-rising-prices/) - In an era of economic uncertainty and inflationary pressures, UK-based high net worth and sophisticated investors are increasingly seeking effective strategies to protect their wealth. Commercial real estate debt has emerged as a compelling option for those looking to hedge against inflation. Let's explore how this asset class can serve as a potential shield against
- [Fixed Income Stability: How Commercial Real Estate Debt Compares to Other Investment Options](https://www.proplend.com/news/fixed-income-stability-how-commercial-real-estate-debt-compares-to-other-investment-options/) - For UK-based high net worth and sophisticated investors seeking stability and income in their portfolios, commercial real estate debt has emerged as a compelling alternative to traditional fixed income investments. As we navigate an era of economic uncertainty and evolving market dynamics, it's crucial to understand how this asset class compares to other investment options.
- [Technology's Role: How PropTech is Reshaping Commercial Real Estate Debt Investments](https://www.proplend.com/news/technologys-role-how-proptech-is-reshaping-commercial-real-estate-debt-investments/) - In the ever-evolving landscape of commercial real estate debt investments, technology is emerging as a transformative force. For UK-based high net worth and sophisticated investors, understanding the impact of PropTech (Property Technology) is crucial for staying ahead in this competitive market. Let's explore how technology is reshaping the commercial real estate debt landscape and what
- [Liquidity Considerations in Commercial Real Estate Debt Investments: Navigating the Trade-offs](https://www.proplend.com/news/liquidity-considerations-in-commercial-real-estate-debt-investments-navigating-the-trade-offs/) - For high net worth and sophisticated investors in the UK, commercial real estate debt investments offer attractive yields and portfolio diversification benefits. However, one crucial aspect that demands careful consideration is liquidity. Understanding the liquidity profile of these investments is essential for making informed decisions and managing your overall investment strategy. Let's delve into the
- [Regulatory Environment: Navigating the Legal Landscape of Commercial Real Estate Debt](https://www.proplend.com/news/regulatory-environment-navigating-the-legal-landscape-of-commercial-real-estate-debt/) - For UK-based high net worth and sophisticated investors, understanding the regulatory landscape of commercial real estate debt is crucial for making informed investment decisions. The legal framework surrounding this asset class is complex and ever-evolving, requiring careful navigation to ensure compliance and maximise opportunities. Let's explore the key regulatory aspects that shape the commercial real
- [Diversification Benefits: Adding Commercial Real Estate Debt to Your Investment Portfolio](https://www.proplend.com/news/diversification-benefits-adding-commercial-real-estate-debt-to-your-investment-portfolio/) - For high net worth and sophisticated investors in the UK, diversification remains a cornerstone of prudent portfolio management. In today's complex financial landscape, commercial real estate debt has emerged as a compelling asset class that can significantly enhance portfolio diversification. Let's explore the key benefits of incorporating this investment strategy into your financial toolkit. Correlation
- [Market Cycles and Their Impact on Commercial Real Estate Debt Performance](https://www.proplend.com/news/market-cycles-and-their-impact-on-commercial-real-estate-debt-performance/) - For high net worth and sophisticated investors in the UK, understanding market cycles is crucial when navigating the complex landscape of commercial real estate debt investments. These cycles can significantly influence the performance of your portfolio, presenting both challenges and opportunities. Let's delve into the intricacies of market cycles and their impact on commercial real
- [Risk vs Reward: Evaluating the Balance in Commercial Real Estate Debt Investments](https://www.proplend.com/news/risk-vs-reward-evaluating-the-balance-in-commercial-real-estate-debt-investments/) - In the realm of high-yield investments, commercial real estate debt has emerged as a compelling option for discerning High Net Worth and Sophisticated investors. This asset class offers a unique blend of potential returns and risk profiles, making it an attractive proposition for those seeking to diversify their portfolios beyond traditional equities and bonds. However,
- [Loan Interest Rate & Risk](https://www.proplend.com/news/loan-interest-rate-risk/) - We have had a number of Lenders ask about how loan pricing is set and why some loans with the same LTV are priced differently and why some with different LTV's are priced the same? So, how do we set Loan interest rates and then split that rate across across the tranches? Some Lenders operate
- [How Can Proplend Protect Lenders in Extraordinary and Unforeseen Circumstances?](https://www.proplend.com/news/how-can-proplend-protect-lenders-from-loss/) - Our Interest Reserve, in place for every loan, has the potential to double as a tool to help safeguard the long-term health of
- [Invest using the Proplend Loan Exchange](https://www.proplend.com/news/invest-using-the-proplend-loan-exchange/) - The Proplend Loan Exchange (PLE) is one of the quickest and easiest ways to invest and start earning monthly income. Loans listed on the PLE have already been drawn down by the borrower and are already paying interest on a monthly basis. The majority of the loans available on the PLE are loans which were underwritten and then drawn down by
- [We Haven’t Forgotten What P2P Lending is ALL About](https://www.proplend.com/news/retail-investors-what-p2p-lending-is-all-about/) - We remain committed to offering attractive rates of risk-adjusted returns and first charge property-backed security to new and existing UK retail investors and ISA
- [8 Ways Proplenders Are Utilising Auto-Lend](https://www.proplend.com/news/8-ways-to-auto-lend/) - With its customisable settings, Proplend’s Auto-Lend facility can be tailored to a range of personal investment preferences. Allocating to our safest 0-50% LTV Tranche
- [Will BTL Landlords turn their attentions to P2P Lending?](https://www.proplend.com/news/p2p-lending-answer-to-commercial-btl-tax-changes/) - A raft of tax changes has left major question marks over the ongoing profitability of (Residential) Buy-to-Let. But is the golden age of BTL really over and will investors now turn their attention to commercial property and P2P lending.
- [Thoughts on Commercial Property Trends](https://www.proplend.com/news/thoughts-on-commercial-property-trends/) - The past 3 months of Covid induced lockdown has changed the way businesses operate going forward in order to comply with social distancing and other governmental guidelines. It is inevitable that investors will become increasingly interested in properties and solutions which make tenants feel safe when they return to the office, provide real time updates
- [The Commercial Property Lease](https://www.proplend.com/news/the-commercial-property-lease/) - One big, and currently very contentious, way in which residential and commercial property differ is the way that rent is paid. Residential tenants on the whole typically make their rental payments monthly in arrears but for commercial tenants is can be very different. This is because, Commercial properties are usually rented on what are called
- [Staycations as an Asset Class](https://www.proplend.com/news/staycations-as-an-asset-class/) - Current reduced international travel opportunities due to the ongoing coronavirus pandemic are expected to drive the growth of the UK leisure industry. Staycations were becoming increasingly popular pre-covid and look like they will continue to do so, post covid, even as travel restrictions are lifted. £49 billion was spent abroad by UK tourists in 2019
- [Pending to Payment - A Look at Proplend Loan Origination](https://www.proplend.com/news/pending-to-payment-loan-origination/) - When are loans listed as Pending? What ‘Legals’ still need to be completed before going into Funding? How long before loans become interest-bearing? Find out
- [Proplend joins the RICS Tech Partner Programme](https://www.proplend.com/news/proplend-joins-the-rics-tech-partner-programme/) - The programme works to develop and promote the use of technology in the real estate sector, and is designed to create confidence in the industry. RICS describe it as a collaboration platform for innovative data and technology across the globe. It aims to share thought leadership content and market insight for the property profession. The
- [EPC B 2030](https://www.proplend.com/news/ecp-b-2030/) - ESG (Environmental, Social and Guidance) is at the forefront of everyones minds, as an industry commercial real estate owners, tenants and the whole supply chain must act together. It’s not easy to actually measure ESG but for commercial property owners the easiest and most simplistic metric is an EPC Rating (Energy Performance Certificate). When a
- [New arbitration process on COVID rent Arrears](https://www.proplend.com/news/new-arbitration-process-on-covid-rent-arrears/) - The Government announced yesterday (9 November) that it is introducing new laws and a revised Code of Practice to deal with the remaining commercial rent debts accrued because of the pandemic. As before, this encourages tenants who can pay their rent to pay their rent in full. However, tenants who cannot afford to pay their
- [You can't "out tech" real estate](https://www.proplend.com/news/you-cant-out-tech-real-estate/) - Zillow started as a real estate listing marketplace in the USA, much like Rightmove in the UK, but quickly morphed into what is termed an iBuyer. Think of webuyanycar.com, but for houses. Using “very sophisticated data and analytics models”, they created a tool called Zestimate, which worked out what price to pay you today for
- [Back to the Future](https://www.proplend.com/news/18643/) - An excellent article from William Highman and Metro Bank - Full article here A return to traditional ‘village’ communities could transform the High Street over the next two decades. William Higham, Next Big Thing, October 2021 1. Putting the ‘local’ in tomorrow’s local high streets The importance of ‘community’ is growing. It’s been years since
- [CRETECH](https://www.proplend.com/news/18613/) - I have just spent the past two days at the CREtech conference in London. Great venue, speakers, content and very well executed by Michael Beckerman and his team. My background is a FinTech platform which funds CRE transactions. FinTech is 4-5 years ahead of PropTech and within PropTech, ResiTech is prob a couple of years
- [Business Rates Relief](https://www.proplend.com/news/business-rates-relief/) - Business Rates are a bone of contention for all commercial property owners, they generate £25bn in tax revenues each year for the Government and for many years the industry has been calling for a total over overhaul. Much to the relief of some of the hardest-hit industries from the pandemic, the chancellor announced in his
- [Are we running out of Warehouses?](https://www.proplend.com/news/no-more-warehouses/) - Reports from Cushman’s this week state that “Britain could run out of warehouse space within a year, as supply chain disruption and a boom in online shopping propel demand to record levels”. Warehouse demand is being driven by manufacturing and logistics companies as they respond to supply chain issues, Brexit and the Covid pandemic. Available
- [VAT due on Commercial Property](https://www.proplend.com/news/vat-due-on-commercial-property/) - VAT is very simple, VAT Input (paying VAT on goods or services purchased) and VAT output (charging VAT on goods or services provided). A commercial property can be thought of as "goods or service". If a property is elected for VAT and the owner of the property is VAT registered, then the owner can charge
- [Central London Offices Flying](https://www.proplend.com/news/central-london-offices-flying/) - Data released from JLL, which was compiled for the Evening Standard, year to date investor spending on central London offices has hit £7.5 billion, close to double the £4.1 billion spent in 2020. Julian Sandbach, head of central London office markets at JLL, said: “Investors are increasingly optimistic about London’s economic prospects in a post-Brexit
- [Commercial Property Auctions](https://www.proplend.com/news/18523/) - We closely monitor the commercial property auctions from both Allsop and Acuitus, they offer regular real time insight into what is going on in the sub £5m commercial property sector. Bidding, demand and pricing is totally transparent and it helps us both at credit and throughout the life of a loan. Yesterday Allsop Commercial Auctions
- [Building prices go through the roof](https://www.proplend.com/news/building-prices-go-through-the-roof/) - The combination of lockdown is causing an unprecedented demand for extensions, loft conversions and landscape gardening and supply chain breakdowns are causing the cost of building materials for home improvements has risen at the fastest rate since the 1990’s. Demand for improvements rocketed as families stuck at home used lockdown savings to build home offices
- [FinTech is only 1% finished](https://www.proplend.com/news/18447/) - This is a really informative 10 minute video by 11:FS on why FinTech is only 1% finished and where the opportunities lie in the future. Opportunities: supplier landscape market growth USP Credit is due to Simon Taylor, Head of Ventures at 11:FS takes us through the landscape of financial technology in this Lightboard edition of
- [Takeaway delivery still strong](https://www.proplend.com/news/takeaway-delivery-still-strong/) - If you think you are seeing more and more Deliveroo and Just Eat drivers scootering around with their highly coloured food container bags, you would be right. Figures from the latest GCA & Slerp Hospitality Report show that despite restrictions on indoor dining being lifted in July, takeaways and especially deliveries are still accounting for
- [The rise of the drive through sausage roll](https://www.proplend.com/news/the-rise-of-the-drive-through-sausage-roll/) - Greggs have recently announced that in addition to their existing 2,115 bakery shops, they are expecting to open an additional 100 new branches by the end of 2021. Not only is this good news for landlords but will also create c500 much needed new jobs. The company announced year to date profits of £55m against
- [Invest in Commercial Property via your SIPP or SSAS](https://www.proplend.com/news/invest-in-commercial-property-via-your-sipp-or-ssas/) - It’s not just large pension funds who invest in commercial property, individuals can also invest in commercial property via their SIPP’s and SSAS’s pension pots. Many business owners purchase their business premises within their pension wrapper and then put a lease in place to their business. Rather than pay rent to a third party landlord,
- [Banks working together](https://www.proplend.com/news/banks-working-together/) - Rather than competing against each other High Street Bank brands have started to collaborate by sharing physical branch premises. BankHub is pushing the boundaries of the future of physical banking and now operates two pilot schemes in Rochford in Essex and Cambuslang near Glasgow. BankHub enables five major banks to collaborate and all operate out
- [Retail Warehouses help to buck the trend](https://www.proplend.com/news/retail-warehouses-help-to-buck-the-trend/) - For the first time since well before the pandemic hit, according to CBRE’s Monthly Valuation Index, retail capital values in May rose on average by 0.1%. Growth was driven entirely by retail warehouses which have seen investment upticks, as investors take the view that shoppers will continue to drive to out of town destinations for
- [Commercial property auction success](https://www.proplend.com/news/commercial-property-auction-success/) - Commentary from Allsops on the results of their most recent commercial property auction. We were delighted with the encouraging results of our May auction which saw the most lots sold on the day and our highest total raised since before the pandemic. Market sentiment really is very positive at the moment and is giving sellers
- [Adding Fuel to your portfolio](https://www.proplend.com/news/adding-fuel-to-your-portfolio/) - Whilst lockdown understandably led to a 24.7% drop in car usage throughout 2020, petrol forecourts have surprisingly fared better than expected. Not only were they deemed essential retail, allowing them to trade throughout lockdown but over the past 5 years, they have developed into more than just a seller of fuel. In the UK, 88%
- [Is shopping local here to stay?](https://www.proplend.com/news/is-shopping-local-here-to-stay/) - UK small businesses to benefit post pandemic as consumers plan to continue to shop locally. During the pandemic there was a notable increase in the number of people shopping at their local small, with restrictions encouraging people to stay at home and much of the population working from home instead of commuting into city centres,
- [Retail property is fighting back](https://www.proplend.com/news/retail-property-is-fighting-back/) - The latest commercial data from Rightmove Commercial, shows that retail property demand has returned to pre-pandemic levels, hitting a 15 month high. The long awaited reopening of non-essential retail this week in England is a welcome boost for a retail sector which has been amongst the hardest hit during the pandemic. Andrew McGuiness, Director of
- [New planning freedoms](https://www.proplend.com/news/new-planning-freedoms/) - New freedoms to support high streets and fast track delivery of schools and hospitals across England introduced today Housing Secretary Robert Jenrick announces package of measures to revitalise England’s cherished high streets and town centres. New planning law enables unused commercial buildings to be changed into homes Will provide much-needed new homes across England and
- [ISA Facts & Figures](https://www.proplend.com/news/isa-facts-figures/) - The Individual Saving Account, ISA, is a fantastic saving and investing invention. It wraps around your savings and investments, protecting them from tax on interest, profits and dividends, and is a wonderful way to build long-term wealth. ISA’s were launched on the 6th April 1999, allowing investors to save just £3,000 into a Cash ISA.
- [What is a Freeport?](https://www.proplend.com/news/what-is-a-freeport/) - In the recent budget, the Chancellor proposed to create 8 new Freeports across the UK, but what exactly is a Freeport? Whilst there is no fixed definition, they are generally areas within a country’s territorial limits that are free of the usual customs rules. Typically, goods can be imported, processed, and re-exported free of normal
- [2021 Budget Review](https://www.proplend.com/news/2021-budget-review/) - It seems that most of the 2021 Budget had been pre-leaked before Mr Sunak rose in the House of Commons yesterday, so no real surprises on the day. As far as property is concerned he reported the following: On the Residential side: the Extension of stamp duty holiday till 30 June 2021 in its current
- [Drive Through Investing](https://www.proplend.com/news/drive-through-investing/) - Technology has left a seismic imprint on our culture and commercial real estate and in the past 12 months, this has been compounded by the Covid pandemic. Whilst restaurants and shops have been forced to close, one sector that seems to be bucking the trend is the ‘drive through’ sector. McDonalds, Starbucks, Costa, KFC, Burger
- [Investing in a little Charity](https://www.proplend.com/news/investing-in-a-little-charity/) - Charity shops have become an increasingly interesting investment for many local property investors. Whilst from the outside they look just like any other High Street Retail shop but when you dig into their business model, you will see the attraction. charity shops don’t pay for their stock, it’s nearly all donated; the majority of the
- [Trade Counter Investments](https://www.proplend.com/news/trade-counters-investments/) - Screwfix have manged to buck the 2020 lockdown trend by posting over £2 bln in annual sales, opening 30 stores and creating over 500 new jobs. Screwfix is a great example of a trade counter investment. A trade counter is a location where companies can sell goods at a reduced price, to registered tradesmen and
- [Pharmacy investments in Demand](https://www.proplend.com/news/pharmacy-investments-in-demand/) - Demand for Pharmacy Investments increased substantially in 2020, with a 45% increase in new buyer registrations during the first lockdown according to pharmacy broker Hutchings Consultants in a recent report. 75% of registrations were first time buyers and 15% existing pharmacy investors keen to grow their portfolio. The investment thesis was solid, chemists and pharmacies
- [Online sales driving demand for Logistics](https://www.proplend.com/news/online-sales-driving-demand-for-logistics/) - Knight Frank analysis shows that for every £1 billion of online sales requires approximately 1.36million sq ft of logistic warehouse space. With UK online sales forecast to rise by up to £67 billion over the next five years, which could see e-commerce drive additional requirements of 92 million sq ft. Such is the demand for
- [2020 - Proplend year end review](https://www.proplend.com/news/2020-proplend-year-end-review/) - Proplend Summary 2020 There are decades where nothing happens; and there are weeks where decades happen.' Vladimir Ilyich Lenin The opening sentence of my 2019 review was “There’s no ducking it, 2019 has been a tough year for the P2P sector”, little did I know what was in store for us all in 2020. January,
- [A virtual 300 restaurant chain - overnight.](https://www.proplend.com/news/a-virtual-300-restaurant-chain-overnight/) - Is this genius or what? A you tube 'star' who goes by the name of Mr Beast Burgers, with a sizeable online following has just mike dropped 2020, by overnight opening a virtual 300 chain restaurant business in the US. By making use of existing dark kitchens, who cater to the demand of the likes
- [Permitted Development Rights; Class E to Residential](https://www.proplend.com/news/permitted-development-rights-class-e-to-residential/) - MHCLG yesterday launched a “surprise” consultation on its latest shake up of the general permitted development order. The proposal is for a new permitted right allowing buildings to change use from Class E to Residential. Class E of the Use Classes Order 1987 (as amended) was introduced on 1st September 2020 and covers the former
- [If this is the office of the future, I don't want to work from home.](https://www.proplend.com/news/if-this-is-the-office-of-the-future-i-dont-want-to-work-from-home/) - A 1.1 acre rooftop forest of over 100 established trees and 10,000 plants has been granted planning as part of Roots In The Sky, a radical reimagining of the former Blackfriars Crown Court as a next-gen workspace. CLICK HERE for full details With just under 385,000 sq ft of contemporary and sustainable office, commercial and
- [Covid is driving a truly digital Christmas](https://www.proplend.com/news/covid-is-driving-a-truly-digital-christmas/) - As delivery firms and retailers contend with higher volumes of online orders this year, last mile delivery is evolving to get goods to where they need to go within ever tighter timeframes. UK online Christmas spending is tipped to overtake physical store sales for the first time ever reaching a mind blowing and record breaking
- [(re)imagine the future of real estate](https://www.proplend.com/news/reimagine-the-future-of-real-estate/) - The following is an extract from an excellent article written by JLL USA but the content is just as relevant to UK Commercial property. Real estate is changing rapidly, becoming more operational, experiential and variable. We see these shifts starting to happen across the commercial real estate industry and investors will need to be proactive
- [Demand is growing for cold storage](https://www.proplend.com/news/demand-is-growing-for-cold-storage/) - For the past 15 years or so old cold storage warehouses had been much in demand, for a very surprising reason, they were being converted to data centres. This may seem a strange repurpose but it was being driven by what was underneath the building rather than the building itself. Cold storage units already had
- [Opportunity](https://www.proplend.com/news/opportunity/) - I was looking back at some articles written earlier on this year (pre-covid), when I came across this one published in Property Week in January 2020, titled “the real estate debt market will be full of opportunity in 2020”. Whilst the past 6 months, the Covid pandemic, has done its best to create chaos within
- [How expensive is commercial property lending for Banks?](https://www.proplend.com/news/how-expensive-is-commercial-property-lending-for-banks/) - Traditionally high street banks serviced the sub £5m commercial investment loan sector but over the past 10 years they have been vacating this space and alternative lenders have been taking market share. One of the many reasons is that banks are struggling with new capital requirements which fall under the less understood Basel III regulatory
- [Preparing for Negative Rates](https://www.proplend.com/news/17462/) - In a recent article I commented that the Bank of England (BoE) had put the possibility of ‘negative interest rates into their toolbox’, well it looks like they are about to come out. The Bank this week stated that it would “begin structured engagement” with regulators on how an unprecedented slide into sub-zero might work.
- [First Dark Kitchens, now Dark Shops](https://www.proplend.com/news/first-dark-kitchens-now-dark-shops/) - Dark kitchens are workspaces allowing restaurants to meet the demand for food app deliveries such as Deliveroo and Just Eat. These dark kitchens are usually fitted out shipping containers strategically placed, sometimes in car parks, to meet local consumer demand. They are restaurant kitchens without the tables, chairs and waiters just chefs and delivery drivers.
- [Local lockdown grant help for small businesses](https://www.proplend.com/news/local-lockdown-grant-help-for-small-businesses/) - Small businesses on England’s high streets which are forced to close their doors due to local COVID-19 lockdowns are now eligible to claim up to £1,500 in new grants for every 3 weeks of closure. Any retailer occupying premises with a rateable value of £51,000 or great, or a property subject to an annual rent
- [Property Bounceback Grant](https://www.proplend.com/news/property-bounceback-grant/) - Five Trade Associations have this morning issued a call for the Government to introduce the Property Bounceback Grant. Whilst costing an estimated £1.75 bln up front, it could save 375,000 jobs and generate tax revenues of up to £7 bln from the economic trickle down activity. The underlying suggestion is that the Government support covers
- [Negative Rates put in the Bank of England toolbox](https://www.proplend.com/news/negative-rates-put-in-the-bank-of-england-toolbox/) - Whilst the Bank of England base rate is currently a paltry 0.1%, at least it’s a positive number. Today for the first time the Bank of England Governor Andrew Bailey, admitted that they have put "negative interest rates in its toolbox", where they are under "active review". He quickly followed that up with, however the
- [Personal Finance Society Guide to P2P Lending](https://www.proplend.com/news/personal-finance-society-guide-to-p2p-lending/) - Whilst it seems an age ago now, back in April this year Proplend worked with the Personal Finance Society to update their excellent Good Practice Guide for Advisers (Wealth Managers & IFA's) titled; An asset class growing in popularity: What advisers need to know about peer to peer lending. It is an excellent guide and
- [Turnover based Leases](https://www.proplend.com/news/turnover-based-leases/) - The modern British Commercial Property Lease was created in the post-war economic boom of the 50’s by the Church of England. It included an upwardly only rent review clause, which at the time was not a big issue, as leases and reviews were written for terms of 50 plus years. Over the years, landlords lowered
- [Have we just created the next data centre boom?](https://www.proplend.com/news/have-we-just-created-the-next-data-centre-boom/) - Data centre demand in the UK was already planning for the future as Brexit uncertainty created worries about the demand for data transfer from the EU to the UK. But over the past 4 months, whilst the country has been in lockdown, internet usage has also shot through the roof. Demand is outstripping supply, the
- [Recycling Commercial Property](https://www.proplend.com/news/recycling-commercial-property/) - In the biggest shake up in planning rules the government will make it easier for commercial property owners to repurpose existing buildings without the requirement for full planning permission and residential property owners add up to two storeys to their homes via a fast track system. These are expected to take effect by September 2020.
- [A convenient investment](https://www.proplend.com/news/a-convenient-investment/) - COVID-19 has seen some sectors of the commercial property market hit very badly (non-essential retail shops, pubs, restaurants, hotels and leisure) with enforced Government lockdowns. However, there are also others which have been thriving, Supermarkets, Convenience Stores (Tesco Metro, Co-Ops, McColls, SPA, Little Waitrose etc) and traditional Corner Shops. Initially it started with panic buying,
- [Change is coming!](https://www.proplend.com/news/change-is-coming/) - It is Not the Strongest of the Species that Survives, nor the most intelligent but the ones most responsive to change. Whilst there has been much debate over the years as to whom this quote should be attributed (Darwin, Megginson or Darrow), the underlying rhetoric could not be more relevant to today’s commercial real estate
- [Retail & Leisure 2019 Summary](https://www.proplend.com/news/retail-leisure-2019-summary/) - What happened in 2019 in retail and is that history already? During lockdown, I have been taking the opportunity to read more. There have been some excellent articles and reports around commercial property and I found the GB Retail and Leisure Market analysis 2019 published by The Local Data Company. Their research covers 680,000 retail
- [Negative Interest Rates and who is paying the COVID bill?](https://www.proplend.com/news/negative-interest-rates-and-who-is-paying-the-covid-bill/) - Can I pay you to look after my money? I wrote an article on LinkedIn back in March 2016 titled, “Investors with money to burn, losses guaranteed”. It summarised that, Berlin Hyp ( a German mortgage lender) issued a Euro 500m bond at a yield of -0.162%, becoming the first non-sovereign borrower to join the
- [Commercial Property - a peek into the future](https://www.proplend.com/news/commercial-property-a-peek-into-the-future/) - The 2010s were actually been the best decade in history. Extreme poverty more than halved, the child mortality rate was reduced by a third and life expectancy across the globe increased by 8 hours every single day. And 28% of all the wealth mankind has ever created (as measured by GDP per capita) was
- [Attractive Tax-Free Returns, Capped At 50% Loan To Value](https://www.proplend.com/news/attractive-tax-free-returns-capped-at-50-loan-to-value/) - Proplend's Auto-Lend facility allocates your ISA cash to our lowest risk (max 50% LTV) investments only. Tranche A is available for all our loans. Inflation-trebling, tax-free
- [Buying A Property At Auction](https://www.proplend.com/news/buying-a-property-at-auction/) - Auctions are an increasingly popular way of buying and selling property. While there are many advantages, it is not wholly without risk. The unwary can fall foul of legal and financial traps which reduce the
- [Proplend Lending Passes £50m](https://www.proplend.com/news/platform-property-lending-passes-50million/) - Platform lending reaches a significant milestone, with still no loan defaults, no investor losses and an average LTV of under 60%. Caps a highly progressive 2018 which included a brand refresh.
- [2019 - P2P Year In Review](https://www.proplend.com/news/2019-p2p-year-in-review/) - Whilst 2019 has definitely been the toughest year for P2P since inception, it has proved a useful 'speedbump' and has led to both investors and platforms to up their game. Our P2P Lending Review ...
- [2015 - P2P Year in Review](https://www.proplend.com/news/a-year-in-review/) - Welcome to our first P2P Year In Review and Happy 10th Birthday to the UK P2P industry. Big thanks to Zopa for starting it all off. Proplend has seen exciting growth
- [2016 - P2P Year in Review](https://www.proplend.com/news/2016-annual-review/) - In response to lender feedback, Proplend decided to lower the minimum loan investment amount from £5,000 to £1,000. New loans to the platforms are now split in £1,000 units. The outcome of this has been
- [2017 - P2P Year In Review](https://www.proplend.com/news/2017-p2p-year-in-review/) - In 2017 Proplend's loan book increased 620% from the previous year and almost doubled in total. Lending via the Proplend platform has now exceeded £30m, secured against commercial property £60m+.
- [2018 - P2P Year In Review](https://www.proplend.com/news/2018-p2p-year-in-review/) - Our P2P lending review for 2018 featuring 10 industry and Proplend highlights. Also a look ahead to 2019 platform development and potential impacts of Brexit and the FCA post implementation review.
- [FCA Appropriateness Update - One Week To Go!](https://www.proplend.com/news/fca-appropriateness-update-one-week-to-go/) - All platforms will need to ask more questions of their existing Lenders, but by adopting the appropriateness testing requirements a month in advance ...
- [Proplend Launches Tranche A ‘Auto-Lend’ Facility](https://www.proplend.com/news/proplend-launches-tranche-a-auto-lend-facility/) - Press Release: With a target return of 5% (once invested, after fees before bad debt & taxes), Proplend’s new Tranche A 'Auto-Lend' facility takes the time and effort out of choosing loans, making the investment
- [FCA publishes latest P2P & Crowdfunding Review](https://www.proplend.com/news/fca-publishes-latest-p2p-crowdfunding-review/) - Last week the Financial Conduct Authority (FCA) published its long awaited review of the Peer to Peer (P2P) and Crowdfunding industries. We summarise their proposals for the industry including new terms to
- [Investing in Commercial Property 101](https://www.proplend.com/news/investing-in-commercial-property-101/) - In the current long-term low interest rate environment and with changes in BTL tax regulation, an increasing number of investors are looking to add commercial
- [The Key Stages of a Typical Property Transaction](https://www.proplend.com/news/the-stages-of-a-typical-property-transaction/) - There are a number of key stages in a typical property transaction. Some stages can occur concurrently while others are dependant on an earlier stage being ...
- [Financing Commercial Property](https://www.proplend.com/news/financing-commercial-property/) - If you intend to borrow to finance your property transaction, the funding arrangements will need to be in place before the property contracts are ...
- [Commercial Leases](https://www.proplend.com/news/commercial-leases/) - The lease is the principal document setting out the contractual relationship between the owner of a property (the landlord) and the occupier (the tenant). The content of the lease will vary depending on ...
- [Professional Advisors Involved in a Property Transaction](https://www.proplend.com/news/professional-advisors-involved-in-a-property-transaction/) - Legal Advisors, Agents, Surveyors, Professional Valuers and Tax Advisors - find out more about the different property professionals you're likely to encounter in a
- [An Overview of Commercial Property Investment](https://www.proplend.com/news/an-overview-of-commercial-property-investment/) - If you're considering buying commercial property, it's recommended that you obtain specialist legal and professional advice as each commercial property is ...
- [Remember Remember, All P2P Lenders](https://www.proplend.com/news/remember-remember-all-p2p-lenders/) - As we approach the day we’re told to remember remember, we thought it apt to countdown 10 things we often forget or misunderstand about P2Plending. Time ...
- [New FCA Regulations For P2P Lending (Updated Nov 19)](https://www.proplend.com/news/new-fca-regulations-for-p2p-lending/) - Since our inception five years ago and the early days of P2P, Proplend has always been a keen supporter of an effective, well-regulated industry and we welcome these
- [Proplender Stories - B and M](https://www.proplend.com/news/proplender-stories-secondary-market-liquidity/) - A refreshingly liquid secondary loan market and embracing platform automation. We talk to two of long-lending platform users, to hear about their Proplender experiences. First in the series
- [Auto-Lend - One Year On](https://www.proplend.com/news/auto-lend-investment-one-year-on/) - 12 months after launching the first iteration of our auto investment facility Auto-Lend, we take a look at how Proplenders are currently using the facility, how they have embraced new customisation and the
- [Five P2P Loans In Five Days This August Bank Holiday](https://www.proplend.com/news/five-p2p-loans-in-five-days-this-august-bank-holiday/) - One week after the early repayment of our largest platform loan to date, we're having a week of new In Funding loans. That's five loans in five days and five opportunities for
- [Almost £100m Property Funded As Lending Tops £50m](https://www.proplend.com/news/100million-commercial-property-funded-as-platform-lending-tops-50million/) - Word is getting out about our commercial borrowing proposition. We’re fielding more lending enquiries with borrowers finding us straightforward and efficient.
- [Why It Pays To Be Flexible This ISA Season](https://www.proplend.com/news/why-isa-pays-to-be-flexible/) - ISA flexibility gives short term access to entire flexible pots without necessarily diminishing the future tax-free earning potential of your ISA-earmarked funds.
- [What Can Go Wrong With Peer To Peer Property Loans?](https://www.proplend.com/news/what-can-go-wrong-with-peer-to-peer-loans/) - A closer look at Regular Interest and Capital Repayment risks and underlying causes of P2P property loan failure, as well as outlining the safeguards and options
- [Why Commercial Property Peer-to-Peer Lending?](https://www.proplend.com/news/why-commercial-property-peer-to-peer-lending/) - We believe that property-backed peer-to-peer lending (P2P Lending) platforms offer smart and secure investment opportunities for individual investors. However, as an investor, it might seem “easier” to invest in a consumer p2p lending platform, or better yet a residential p2p lending platform because they are more
- [Auto-Lend Plus Upgrades](https://www.proplend.com/news/auto-lend-plus-customisation-upgrades/) - Proplend’s automated investment facility is getting an upgrade this week following the platform’s first Auto-Lend only funded loan. Select your maximum investment per loan, choose which markets you want your
- [How Proplend Determines Lending Interest Rates](https://www.proplend.com/news/lending-interest-rates-factors/) - Loan interest rates reflect the credit risk of the underlying transaction - the probability of a loan defaulting. They represent the creditworthiness of the underlying borrower, the security pledged and the circumstances surrounding the property purchase or refinance.
- [Proplend 6-Month Auto-Lend Update and Announcement](https://www.proplend.com/news/proplend-auto-invest-update/) - Auto-Lend is tracking at 6.6% (net) returns six months after launch. Lenders receive all returns over the 5% target. A new market selection option is available from today
- [6 Months’ Interest Reserve: How It Works](https://www.proplend.com/news/6-months-interest-reserve-how-it-works/) - Some P2P Platforms operate what they call a ‘provision fund’, which is a co-mingled fund to which a lender / investor can make a claim if they lose money through an investment. They are usually used by platforms offering unsecured consumer and SME loans. Proplend operates a different model, all our loans are secured
- [Proplend Opens Its Doors To Personal Borrowers](https://www.proplend.com/news/proplend-welcomes-personal-borrowers/) - Having already facilitated more than £60m funding, Proplend is extending its lending criteria with immediate effect to include personal owners of commercial property.
- [ISA Season is Changing](https://www.proplend.com/news/isa-season-is-changing-are-you/) - For the last 20 years, March and April have been a time for us to get our ISA affairs in order – topping-up ISA subscriptions for the tax year ending and funding ISAs for the year to come. But whilst the tax year end stays the same, the considerations we have for ‘ISA season’ cannot afford to.
- [2018 Budget Summary](https://www.proplend.com/news/october-2018-budget-summary/) - Earlier in the year and the week than usual, this year's budget was announced for 29 October - a date that marks just five months until Britain is due to leave the EU. We've summarised Monday's key ...
- [Proplend Appoints New Chief Operating Officer](https://www.proplend.com/news/proplend-appoints-new-chief-operating-officer/) - Proplend has appointed a new COO, as well as recruiting a new BDM to its team, ahead of an ‘exciting’ 2019 for the commercial property finance platform
- [Top 10 Reasons to Invest with Proplend](https://www.proplend.com/news/top-10-reasons-to-invest/) - Proplend has struck an enviable balance between attractive returns and very attractive security since the platform launched. 4 years on with no investor losses and a reputation as one of the safest
- [Lending enquiry to drawdown in a week – Proplend and its peers show it CAN be done](https://www.proplend.com/news/lending-enquiry-to-drawdown-in-a-week-proplend-and-its-peers-show-it-can-be-done/) - Early indication in minutes, indicative terms in hours, due dilligence and funding in days - drawdown in less than a week. Proplend and friends show quick and flexible peer to peer lending can really be.
- [Proplend Joins Global Family Office Community](https://www.proplend.com/news/proplend-joins-global-family-office-community/) - We are pleased to announce that Proplend has partnered with the Global Family Office Community, having been approved as one of their suppliers.
- [The Proplend Model – Commercial Property Lending for Institutional Investors](https://www.proplend.com/news/the-proplend-model-commercial-property-lending-for-institutional-investors/) - The growth of peer-to-peer lending is increasingly attracting the attention of the institutional investors both directly and through listed investment trusts. Proplend is participating in this growth by offering investors the ability to earn reliable and attractive fixed income returns of between 5-12% p.a.* by lending directly to the owners of income producing commercial
- [Property Investor News](https://www.proplend.com/news/property-investor-news/) - Great article in the December issue of Property Investor News all about Peer to Peer Lending, property investors earning monthly income from their laptops by P2P lending to owners of income producing commercial property. Click for the full article.
- [Visit us at LendIt Europe 2015](https://www.proplend.com/news/visit-us-at-lendit-europe-2015/) - Proplend will be at LendIt Europe October 20th to 21st, 2015 at the Hilton London Metropole. Brian Bartaby, our founder and CEO, is participating in the Property Panel Discussion on October 20th at 16:30. We also invite you to attend the Proplend presentation at 14:00 on October 20th and encourage you to visit us
- [Tax Free P2P Lending](https://www.proplend.com/news/tax-free-p2p-lending/) - If you’re disillusioned with the money you’re making in your pensions, or if you’d like to earn a high interest rate lending your pension money on Proplend, we have some great news for you. We’ve recently been approved by pension providers so we can accept pension money. It means the interest you earn on
- [HMRC Tax Treatment](https://www.proplend.com/news/hmrc-tax-treatment/) - Last week HMRC updated their Policy Paper on the treatment of interest payments by Peer-to-Peer Lending platforms for tax purposes. For now there is no decision on whether platforms will be required to apply withholding tax to Peer to Peer Loan income and so investors will continue to receive their interest payments gross of
- [Proplend Launches its IFISA to Existing Platform Lenders](https://www.proplend.com/news/proplend-launches-ifisa/) - Proplend was in the news on Wednesday (31st May) with Peer2Peer Finance News reporting on the successful launch of the platform’s Innovative Finance ISA (IFISA), initially to existing registered Lenders only. Chief Executive Brian Bartaby, is quoted
- [Platform Lending Passes £40m as Proplend Retains Maximum 4thWay Rating](https://www.proplend.com/news/platform-lending-passes-40m-as-proplend-retains-maximum-4thway-rating/) - While P2P lending rating agency 4thWay has revised its platform rating system, it hasn't revised its opinion of Proplend. Tranche A loans are “astoundingly attractive for the risks involved”
- [Investment tranching - A different attitude to risk](https://www.proplend.com/news/investment-tranching-a-different-attitude-to-risk/) - With capital at risk, it's important that P2P investors understand the risk of their holding and it's a big reason why Proplend took this different approach to clearly quantifying this for their Lenders. LTV-based tranching system help Lenders
- [Proplend ISA amongst the best](https://www.proplend.com/news/proplend-isa-rated-among-the-best-ifisas/) - We were delighted that our flexible Innovative Finance ISA was rated among 'six of the best' IFISAs last week one of the top two manual loan selection products available. Manual loan selection still has a place in P2P Lending and Innovative ISA - many of our existing Lenders tell us
- [Why you should consider reaching for a flexible ISA](https://www.proplend.com/news/why-you-should-consider-stretching-for-a-flexible-isa/) - Whilst surprisingly few UK savers and investors are familiar with the inflation-beating, risk-adjusted returns available from Innovative Finance ISAs (IFISA), flexible ISAs seem to be an even better kept secret. ISA flexibility along with the
- [Income Generative and First in Line to be Repaid](https://www.proplend.com/news/income-generating-debt-first-in-line-to-be-repaid/) - In the persisting long term, low interest rate environment, institutional investors are searching for stable and predictable forms of income. Commercial property can fulfil these requirements through two linked but very different asset classes – equity & debt
- [Higher Rates for Higher Risk, Lower Rates for Lower Risk](https://www.proplend.com/news/higher-rates-for-higher-risk-lower-rates-for-lower-risk/) - Following our last two secured loans offering blended gross returns of 5.5% and 14% respectively, we thought it would be worth re-visiting the subject of how Proplend determines its loan interest rates. Loan pricing is about risk-adjusted returns
- [ISAs - Don't Lose Interest Now](https://www.proplend.com/news/your-existing-isas-dont-lose-interest-now/) - Proplend is featured in the latest edition of Peer to Peer Finance News’ Magazine with founder and CEO Brian Bartaby discussing the issue of foregone ISA earnings within Cash ISAs. The article entitled ‘Welcome Returns’ focusses on the credible alternative of investing old Cash ISA 'pots' in an Innovative Finance ISA (IFISA) with
- [Proplend at International Fintech Conference '18](https://www.proplend.com/news/proplend-at-international-fintech-conference-2018/) - Proplend was very lucky to have been one of the 125 Fintech companies chosen to exhibit at the International Fintech Conference 2018 at Tobacco Dock, which was run by the Department of Trade and Industry (DTI). We met some interesting
- [Proplend Joins the NACFB](https://www.proplend.com/news/proplend-joins-the-nacfb/) - Proplend is delighted to have become a National Association of Commercial Finance Brokers patron. NACFB Managing Director Norman Chambers, commented; “Our brokers have warmly received Proplend as they offer further diversity in the property lending space. We encourage all our Members to explore Proplend’s
- [Using Your Assets - Proplend IFISA Feature in P2PFN](https://www.proplend.com/news/using-your-assets-ifisa-feature/) - Proplend CEO and founder Brian Bartaby is interviewed in the November edition of the Peer to Peer Finance News magazine, discussing the outlook for the P2P Industry and Innovative Finance ISA (IFISA). IFISA has been the source of accelerated growth for UK peer to peer lending platforms
- [Proplend Shortlisted for Alternative Best P2P Platform](https://www.proplend.com/news/proplend-shortlisted-for-alternative-best-p2p-platform/) - Property-backed P2P Lending Platform has been named on a 4-strong shortlist for the Alternative Best P2P Platform at the Credit Strategy F5 Awards 2017. The winner will be announced on 31 October at a Hilton Bankside (London) ceremony. Recognising the new pioneers within non-
- [Proplend Gets Moneywise Recommendation For Experienced Investors](https://www.proplend.com/news/proplend-gets-moneywise-recommendation-for-experienced-investors/) - In a recent article, Moneywise nominated Proplend as one of their ‘picks’ for experienced P2P investors. The Richmond-based P2P property lending platform recently passed the £25m lending mark with no loans defaults or investor losses to
- [Proplend Nominated for Shares Award as Platform Lending Passes £25m](https://www.proplend.com/news/proplend-nominated-for-shares-award/) - In a week where property-backed lending to date on its platform passed the £25m mark, Proplend has been shortlisted for Best Peer to Peer Lending Platform at the 2017 Shares Awards. Voted for by Shares Awards Magazine readers, the awards aim
- [Proplend Makes Richmond Move As Growth Continues](https://www.proplend.com/news/proplend-makes-richmond-expansion-move/) - UK peer to peer lending platform Proplend has moved to larger premises in Richmond, London. The move comes to accommodate a growing team and platform expansion plans after more than 3 years in Ascot (Berkshire), since founding in 2014. CEO, Brian Bartaby
- [Proplend Extends IFISA Offering To New Customers](https://www.proplend.com/news/proplend-extends-ifisa-offer-to-new-customers/) - Proplend has been in the news this week, with P2P Finance News reporting that the property lending platform had extended the availability of its Innovative Finance ISA (IFISA) to new customers. With effect from 1 August, anyone registering as a Proplend
- ["Proplend Has Great Security and High Rates"](https://www.proplend.com/news/proplend-great-security-high-rates/) - Whilst we would be inclined to reverse the top two placings, we respect and appreciate the view of 4thWay writer Matthew Howard, that Proplend is one of the top three UK property P2P lending sites. As Matthew eludes to during his
- [Proplend Granted Full Authorisation from the FCA](https://www.proplend.com/news/proplend-granted-full-fca-authorisation/) - Proplend is pleased to announce that it has been granted full authorisation from the Financial Conduct Authority (FCA) for peer to peer lending, paving the way for the launch of our Innovative Finance ISA. The P2P lending platform connects investors
- [Proplend Granted ISA Manager Status for IFISA](https://www.proplend.com/news/proplend-granted-isa-manager-status/) - Proplend is pleased to announce that HMRC has approved its application for ISA Manager status – an important next step towards launching its Innovative Finance ISA (IFISA). The P2P lending platform connects investors directly to creditworthy
- [It's Time for Advisers to Embrace P2P Lending](https://www.proplend.com/news/its-time-for-advisers-to-embrace-p2p-lending/) - Advisers will need to decide if they want to maintain client confidence by being proactive with their P2P investment recommendations. Or whether they are happy to merely react to an increasing number of clients conducting their own
- [P2P Property Lending Platforms Are Increasingly Mainstream For SMEs](https://www.proplend.com/news/p2p-property-lending-platforms-increasingly-mainstream-for-smes/) - Proplend was mentioned in a recent Peer2Peer Finance News feature (24 April), as one of the P2P property platforms making a significant contribution to the alternative finance sector. The article
- [UK Peer To Peer Lending Reaches Significant Milestone](https://www.proplend.com/news/significant-milestone-for-uk-p2p-lending/) - The UK peer to peer industry reached a significant milestone during the first half of 2017 as historical P2P lending topped £10 billion. This according to independent data, research and analysis provider Orca Money who report that over £2bn of this
- [Transparency and Provision Funds - Our CEO's Thoughts](https://www.proplend.com/news/transparency-and-provision-funds/) - As an active peer to peer lending participant, you’re probably aware of some negative media coverage around the wholesale lending practices of one of the UK’s biggest peer to peer platforms – as well as the potential losses resulting from
- [High Levels of Interest as Proplend Completes First Round Of Equity Funding](https://www.proplend.com/news/high-levels-of-interest-in-proplend-equity-funding/) - Proplend has been in the news this week having recently completed the first round of its ‘Series A’ equity funding. Merchant Bank, Salamanca who have facilitated this and the next round of Series B funding
- [Diary of an IFISA Manager](https://www.proplend.com/news/diary-of-an-ifisa-manager/) - We had our first IFISA account open within a couple of minutes of launch and our first subscription payments within a couple of hours. Our first ISA loan investment took place later that afternoon. Within 24 hours of receiving our first transfer in forms, we'd received our first two transfer payments
- [The Hits Just Keep On Coming For UK Savers](https://www.proplend.com/news/the-hits-just-keep-on-coming-for-uk-savers/) - Just days after provider research showed that ISA savers have missed out on returns of £100bn by investing in cash rather than stocks and shares, NS&I have announced across-the-board cuts to the returns on their premium bonds and Direct ISA. On 1 February,
- [IFISA - Looking to the future](https://www.proplend.com/news/ifisa-looking-to-the-future/) - The Innovative Finance ISA (IFISA), which allows investors to hold peer to peer investments within a tax free ISA wrapper, was rolled out in April 2016. At the time, no P2P platforms were authorised as ISA Managers, a requirement to offer loan investments within an ISA. During the past six months
- [One of the lowest-risk lending platforms in the P2P market](https://www.proplend.com/news/one-of-the-lowest-risk-lending-platforms-in-a-prospering-uk-p2p-market/) - Proplend was in the news on Saturday 21 January 2017 as The Times published a feature on the health of the UK peer-to-peer (P2P) lending market. 4thWay Managing Director, Neil Faulkner was quoted in the article, responding to record 2016 figures coming from The
- [FCA feedback on Peer to Peer Lending - Dec 2016](https://www.proplend.com/news/fca-feedback-on-peer-to-peer-lending-dec-2016/) - Last week the the FCA published its initial views from its review of the crowdfunding (investment and loan based) industry in Feedback Statement (FS16/13). While the detail of new rules will not be announced until 2017, it reveals some interesting points of view which are not only important for
- [Peer to peer: A useful addition to the economic landscape](https://www.proplend.com/news/peer-to-peer-a-useful-addition-to-the-economic-landscape/) - A recent article by James Wallace, summing up an IPF panel debate titled ‘P2P CRE lending still must prove it is not the next retail investor scandal waiting to happen’ paints an unflattering picture of P2P platforms and the competence of those working there, but
- [The FCA are reviewing the Crowdfunding industry - have your voice heard](https://www.proplend.com/news/the-fca-are-reviewing-the-crowdfunding-industry-have-your-voice-heard/) - The Financial Conduct Authority (FCA) is currently undergoing their regulatory review of Crowdfunding. To better inform this ongoing review, the FCA has commissioned the Cambridge Centre for Alternative Finance (CCAF) at the University of
- [Time is Money - High Speed Property Investing](https://www.proplend.com/news/time-is-money-high-speed-property-investing/) - Benjamin Franklin coined the phrase ‘Time is money’ and this never can this ring truer within property investing. Property is a long time trusted investment asset class, we all live in flats and houses, we work in offices, we buy from shops, we socialise in pubs, restaurants, cinemas, gyms and hotels and
- [20 year ex banker's reflections on the world of property peer to peer lending](https://www.proplend.com/news/a-20-yr-ex-bankers-reflections-on-the-world-of-property-peer-to-peer-lending/) - One month in, reflections on the world of property peer-to-peer lending. When a former colleague started a well-known peer-to-peer (P2P) lending platform over 5 years ago, I remember thinking great idea, but I’m not sure it’ll catch on. That business lent over £650m
- [Orca Money; Proplend Investment Review](https://www.proplend.com/news/orca-money-proplend-investment-review/) - Orca Money, the online Peer to Peer comparison web service, has just completed their Proplend Investment Review and come to the following conclusion. Proplend’s track record in preserving investor’ capital and interest is faultless. Their credit-writing seems robust and has ensured retail
- [Proplend wins Best Peer to Peer Platform 2016](https://www.proplend.com/news/proplend-wins-best-peer-to-peer-platform-2016/) - Proplend is pleased to announce that we have been awarded Best Peer to Peer Lending Platform 2016 by Wealth and Finance International. Wealth & Finance INTL is dedicated to providing fund managers and institutional and private investors around the world with the latest
- [Commercial Investment Mortgages](https://www.proplend.com/news/commercial-investment-mortgages/) - Whether you are an experienced investor with a large portfolio or an investor with a single commercial property, since 2008 it has become increasingly difficult to find a lender who is able or willing to offer mortgages for commercial investment properties. According to a
- [Auction demand for sub £5m commercial property from private investors](https://www.proplend.com/news/auction-demand-for-sub-5m-commercial-property-from-private-investors/) - Over the past couple of weeks we have now seen 3 commercial property auctions all receive huge private investor demand. A very good article in this weeks Property Week summarized below. A couple of weeks ago Allsops achieved the UK’s largest one day sale since 2006. £117m raised across 201 lots, with an
- [Opportunities for Real Estate debt Investors](https://www.proplend.com/news/opportunities-for-real-estate-debt-investors/) - This is a summary of a very well written article by Jon Rickert, Investment Director of GAM, a CHF113 billion asset manager, which gives an excellent account of 'Opportunities for Real Estate debt Investors'. It's a well-documented fact that the UK property market, residential and commercial, is cyclical in nature and understanding where we are
- [Lord Adair Turner - P2P is "likely to become a stable, significant and useful part” of the financial system. The video.](https://www.proplend.com/news/lord-adair-turner-p2p-is-likely-to-become-a-stable-significant-and-useful-part-of-the-financial-system-the-video/) - https://www.youtube.com/watch?v=OHQ0SN3LgYU
- [Maturity Transformation in P2P lending](https://www.proplend.com/news/maturity-transformation-in-p2p-lending/) - Industry conferences tend to be very similar year on year, similar presentations, same people, same stories but this week’s Lendit conference produced a real surprise. Lord Adair Turner, former chairman of the UK’s financial regulator, who less than 8 months ago derided the peer to peer lending industry with his comment peer-to-peer lenders could
- [Proplend Announces New Non-Executive Chairman](https://www.proplend.com/news/proplend-announces-non-exec-chairman/) - Proplend are pleased to announce the appointment of Rupert Cottrell as Non Exec Chairman. Rupert is an experienced director having held a number of executive and non-executive roles. He has held senior positions with Cazenove, now JP Morgan Cazenove, and Hill Samuel, now part of the TSB Group.
- [Andrew Pinfield Joins As Head Of Risk And Operations](https://www.proplend.com/news/andrew-pinfield-joins-as-head-of-risk-and-operations/) - Proplend are pleased to announce the appointment of commercial real estate veteran Andrew Pinfield, who has joined in the role of Head of Risk and Operations Andrew has over 20 years City banking experience, starting as a graduate trainee at NatWest, before moving into Real Estate Finance with RBS and Citi.
- [Transparency in P2P Lending](https://www.proplend.com/news/transparency-in-p2p-lending/) - If you Google ‘financial investing terms’, there are numerous lists covering everything from asset allocation to Internal Rates of Return, but one term noticeably absent across all these lists is ‘Transparency’. It’s a simple well understood word implying openness, communication, accountability and operating in such a way that it is easy for
- [Target Group Appointed As Standby Service Provider](https://www.proplend.com/news/target-group-appointed-as-standby-servicer/) - Proplend is pleased to announce the appointment of Target Group, the financial services outsourcing and software business, as standby servicing provider. With the Financial Conduct Authority increasing its oversight of the peer to peer sector, the introduction of the Innovative Finance ISA (IFISA) in April and the expectation that peer to peer lending volumes will
- [Proplend shortlisted for the Best Peer to Peer platform Share Awards 2016](https://www.proplend.com/news/proplend-shortlisted-for-the-best-p2p-lending-platform-2016/) - We are pleased to announce that Proplend has been Shortlisted for the Best Peer to Peer Platform at the Shares Awards 2016. The Annual Shares Awards are voted for by readers of Shares’ Magazine and members of the public to celebrate the best of the financial services sector. The winners will be announced at a
- [18 Reasons To Invest In Peer To Peer Loans](https://www.proplend.com/news/18-reasons-to-invest-in-p2p-loans/) - 6 reasons to invest in peer to peer (P2P) Loans in a long term low interest rate environment, P2P loans offer investors attractive rates of fixed rate monthly income Circumvents traditional banking system, allowing investors to lend directly to borrowers Investors able to build a diversified
- [Understanding why property investors borrow](https://www.proplend.com/news/understanding-why-property-investors-borrow/) - If you are going to invest in commercial property debt whether Peer to Peer or not, it is important to understand why property investors take on debt. For most individuals our relationship with property debt is a mortgage on our personal home. The reason being is that we are unable to purchase the property
- [Proplend and GLI part ways.](https://www.proplend.com/news/proplend-parts-ways-with-gli/) - Following discussions between Proplend Limited and GLI Finance Limited, it has been agreed that the original Proplend shareholders will purchase the outstanding ordinary and preference shares from GLI Finance, thereby ending their current working relationship. Proplend will continue to monitor and service the outstanding loans GLI Finance made to SMEs via the Proplend platform. Brian Bartaby,
- [P2P lending - lets talk about RISK!](https://www.proplend.com/news/p2p-lending-lets-talk-about-risk/) - P2P lending - lets talk about RISK! In financial markets, the term Risk usually equates to the ‘exposure to loss,’ which is measured by decisions we make. In order to measure anything, you need a standard, or a starting point, and for risk it is called the Risk Free Rate. The Risk Free Rate is
- [Standardising P2P risk ratings](https://www.proplend.com/news/standardising-p2p-risk-ratings/) - Pretty much every Peer to Peer lending platform produces a Borrower rating system which identifies the riskiness of loans to investors. These can vary from alphabetical, numerical, symbolic or a combination but how can investors understand if an A risk on one platform is equivalent as a 5 shield risk on another? 4th Way,
- [Proplend receives 5 PLUS Rating from 4thWay](https://www.proplend.com/news/proplend-receives-5plus-rating/) - Proplend, the Peer-to-Peer Lending platform for secured UK commercial property loans has recently been awarded the maximum PLUS rating of 5/5 for their Tranche A investment and 3/5 for the Tranche B & C investments. 4thWay are the world’s first ratings and research agency for marketplace lending platforms. Their innovative PLUS Ratings, using international banking
- [Bank of England rate cut 0.25%](https://www.proplend.com/news/bank-of-england-rate-cut-0-25/) - Today the Bank of England moved to cut rates to just 0.25%, the first move since 2009. The cut was in response to a dramatic drop in economic activity, particularly in the services sector following Britain’s vote to leave the EU in June. The drop in base rate, from an already historical low, is
- [Assessing Investment Risk – Loan to Value (LTV)](https://www.proplend.com/news/assessing-investment-risk-loan-to-value-ltv/) - Assessing Investment Risk – Loan to Value (LTV) All loan investments offered on the Proplend platform have one thing in common, they are all supported by way of a first legal charge secured against an income producing UK commercial property. Loan to value or LTV helps investors
- [FCA Cash Savings Report](https://www.proplend.com/news/fca-cash-savings-report/) - Today the FCA published their second report into interest rates on cash savings accounts. Named Sunlight Remedy, the report first published in January 2015 aims to shine a light on the rates not prominently displayed by banks, a key insight into a firms’ strategies towards their longstanding
- [Brexit 3.0 - Commercial Property](https://www.proplend.com/news/brexit-3-0-commercial-property/) - As I am sure you are aware there has been much post Brexit debate surrounding the effect on UK property prices, both residential and commercial. Much of the commentary so far has been contradictory, on one side there are industry experts who are predicting a 10%[i] drop in values and on the other there
- [Brexit 2.0](https://www.proplend.com/news/brexit-2/) - Since the result of the EU referendum and impending Brexit, there has been a great deal of speculation and commentary on the effects it will have on UK property. The most immediate effect was on the value of shares in UK housebuilders which were hit badly along with Banks and other financial services stocks. Now,
- [Proplend Platform Upgrades – Check out our Newly Designed PLE](https://www.proplend.com/news/proplend-platform-upgrades-check-out-our-newly-designed-ple/) - At Proplend we are always striving to improve the platform, and we have been working hard to refine your experience as a Lender. With this in mind, we are extremely pleased to introduce our Lenders to the newly re-designed Proplend Loan Exchange (PLE). The PLE has proven to be an extremely popular way to invest,
- [Brexit](https://www.proplend.com/news/brexit/) - While the decision of the UK electorate is now confirmed, a period of further uncertainty is unavoidable as businesses, the financial markets and the political establishment in the UK, Europe and globally come to terms with what this means. Proplend is a UK based and focused company, thus we do not expect any direct and
- [Home House P2P Property Lending Presentation ](https://www.proplend.com/news/home-house-p2p-property-lending-presentation/) - Proplend has partnered with The Property Club to introduce you to the benefits of Peer-to-Peer Property Lending. We invite you to join us at Home House on Wednesday, June 15th, 2016 to learn why Property backed lending is one of the smartest ways to invest using a P2P Lending platform.
- [Press Release: Proplend Reduces Investment Minimum to £1,000](https://www.proplend.com/news/press-release-proplend-reduces-investment-minimum/) - London, 26 May 2016: Proplend Ltd, the UK’s specialist in commercial property peer-to-peer lending and pioneer of the P2P Loan Tranche Model, are pleased to announce that they have reduced the minimum loan investment amount to £1,000 with immediate effect. Proplend anticipates that the reduction from £5,000 to £1,000 will broaden their investor base
- [Essex, Bexleyheath and Erith Mixed Use Case Study](https://www.proplend.com/news/case-study-essex-bexleyheath-erith-mixed-use/) - The Essex, Bexleyheath & Erith Mixed Use Loan was drawn down by the borrower in May 2015. The £978,000 loan represented a 75% Loan-to-Value (LTV) and was secured with a first legal charge over the properties. The Loan remains in Active Good Standing, with no late or missed payments and 12 months left on
- [London SW4 and SW18 Offices Case Study](https://www.proplend.com/news/case-study-london-sw4-sw18-offices/) - The London Lion Yard SW4 & Wiltham House SW18 Loan was drawn down by the borrower in May 2015. The £700,000 loan represented a 55% Loan to Value (LTV) and was secured with a first legal charge over the properties. The Loan remains in Active Good Standing, with no late or missed payments and 12 months left on
- [What Type of P2P Investor Are You?](https://www.proplend.com/news/what-type-of-p2p-investor-are-you/) - What type of Investor are you? It’s an important question to ask yourself before entering any new investment, including an investment in Peer-to-Peer (P2P) loans. Like any other investment, the risks involved in lending through a P2P platform will depend on a number of factors. Once you have established your attitude towards risk and
- [P2P Lending – Are you Saving or Investing?](https://www.proplend.com/news/p2p-lending-are-you-saving-or-investing/) - The terms saving and investing tend to go hand in hand, but the two activities are actually very different and we believe it is important to understand why. Saving From a financial perspective, saving is setting aside money not to be spent. Your primary objective is to preserve what you have rather than
- [Sitting on cash? Frustrated with low interest rates? Our Tranche A Loans could be the answer.](https://www.proplend.com/news/sitting-on-cash-frustrated-with-low-interest-rates-our-tranche-a-loans-could-be-the-answer/) - The Financial Times and Boring Money recently reported on the UK’s investment culture, outlining that: There are around 25m people with savings feeling confused, 4m have engaged with Financial advisers, but the rest are sticking in cash. Investors would rather do nothing than risk losing money. This includes ones with smaller investment portfolios sub
- [Tranche A Portfolio](https://www.proplend.com/news/tranche-a-portfolio/) - It is no surprise that we believe that Tranche A offers one of the smartest P2P Lending investments available in the UK marketplace, with over 200% capital protection secured against UK income producing Commercial Property. To highlight the types of returns Lenders can receive when investing in Tranche A Loans, we put together an
- [LendIt USA 2016](https://www.proplend.com/news/lendit-usa-2016/) - They say that the Americans always do it bigger and better and nothing could be more true about LendIt in San Francisco. There were over 3,500 attendees, hundreds of platforms and an exhibition hall filled with industry service providers. The event kicked off with Renauld Laplanche, Founder & CEO of Lending Club and Peter
- [Share Radio Crowdfunders: Platform Profile Feature](https://www.proplend.com/news/shares-radio-crowdfunders-platform-profile-feature/) - Founder & CEO Brian Bartaby, took part in the Share Radio programme called Crowdfunders, a show that covers the fast-growing world of Alternative Finance. Proplend was featured during the Platform Profile section, which is available at approximately 11:19. Host Ed Bowsher also interviews Luke Lang of Crowdcube and Julia Groves of Downing Capital,
- [Buy to Let (Part 4)](https://www.proplend.com/news/buy-to-let-part-4/) - In our Buy-to-Let series, ‘Buy-to-Let: time to let go?’ we have explored the various challenges currently facing private landlords and put forward alternatives for property backed investments, Proplend, of course being one! In Part 3 we moved away from mainstream media talk of tax and stamp duty increases to look at potential changes to
- [Future of Finance 2016 - Saïd Business School, University of Oxford](https://www.proplend.com/news/future-of-finance-2016-said-business-school-university-of-oxford/) - The beautiful setting of the Saïd Business School in Oxford played host to the Future of Finance 2016. The second of a series of conferences which aimed to discuss challenges and issues in the financial services sector in an independent and collaborative fashion involving a wide array of stakeholders: traditional economists, new economists, quant scientists
- [AltFi Europe Summit 2016](https://www.proplend.com/news/altfi-europe-summit-2016/) - On Tuesday 22nd March The Brewery, in the City of London, welcomed the Alternative Finance Industry to the annual AltFi Europe Summit with Proplend happy to be among the attendees. David Stevenson of AltFi set the tone for the day with his opening remarks about the continued rise and strengthening of the industry over
- [Budget Round-Up: March 2016](https://www.proplend.com/news/budget-round-up-march-2016/) - Yesterday’s budget, the fourth in 12 months, had little to get excited about, however there were a few announcements to affect both Proplend Lenders and Borrowers. Sweet news for savers and investors as the chancellor announced that the ISA allowance will be raised to £20,000 for 2017/18 tax year. This should coincide nicely with
- [Proplend Pension Guide - 2016](https://www.proplend.com/news/proplend-pension-guide-2016/) - Fixed Income Returns from Peer-to-Peer Investing via your pension. Our Pension Guide provides details on how to invest and earn 5–12% pa* via your SIPP or SSAS. Whether you are looking to invest for retirement or to receive monthly income in retirement, Proplend, along with our partners, can help. When setting up a
- [London SW18 Physiotherapy Clinic Case Study](https://www.proplend.com/news/case-study-sw18-physiotherapy-clinic/) - The London, SW18 Physiotherapy Clinic Loan was drawn down by the Borrower in February 2015. The £150,000 loan represented a 75% Loan to Value (LTV) and was secured with a first legal charge over the property plus other security. The Loan remains in Active Good Standing, with no late or missed payments and 11 months
- [P2P Lending - what is a Provision Fund?](https://www.proplend.com/news/when-it-comes-to-p2p-what-is-a-provision-fund/) - Last week there was some controversy when one of the larger platforms, in the interests of transparency, published the size of their Provision Fund and how they managed it. The platform in question cited a Provision Fund of £17m and interestingly it was not the size of the fund but how it was managed that
- [Pushing Boundaries – The 2015 UK Alternative Finance Industry Report](https://www.proplend.com/news/pushing-boundaries-the-2015-uk-alternative-finance-industry-report/) - The latest in an annual series of reports from the University of Cambridge Judge Business School and Nesta, which track the size and development of online alternative finance, in the UK, has been released. In 2015 the UK online alternative finance sector grew 84%, facilitating £3.2 billion in investments, loans and donations. Proplend is pleased
- [Buy to Let (Part 3)](https://www.proplend.com/news/buy-to-let-part-2/) - In Part 2 of our Buy-to-Let series, ‘Buy-to-Let: time to let go?’, we looked at the pressure being placed on private property investors by various government announcements made in 2015. These included the removal of higher rate tax relief on mortgage payments and the proposed 3% premium on stamp duty for property investments and second
- [An Open Invitation to Lord Turner](https://www.proplend.com/news/an-open-invitation-to-lord-turner/) - During yesterday’s BBC Today programme, Lord Turner, ex FCA regulator turned Banker, declared “the losses which will emerge from peer-to-peer lending over the next five to 10 years will make the bankers look like lending geniuses”. To put that into perspective, the National Audit Office revealed the full extent of the UK government's bailout
- [Wealth & Finance Feature](https://www.proplend.com/news/wealth-finance-feature/) - Proplend is featured in the January 2016 edition of Wealth & Finance. Founder and CEO, Brian Bartaby, discusses Peer-to-Peer Lending, risk adjusted returns and how Proplend is building a platform for success.
- [Proplend Predicted to be a one of the Highest Growth Platforms in 2016](https://www.proplend.com/news/proplend-predicted-to-be-a-one-of-the-highest-growth-platforms-in-2016/) - Altfi.com reports “Proplend is predicted to grow the most on a percentage basis with a massive 208% year on year growth.” How can this type of growth occur? Because the UK Commercial Real Estate market, especially the sub £5m market, is in need of Lenders… Proplend is one of the leading UK
- [Buy to Let (Part 2)](https://www.proplend.com/news/buy-to-let-time-to-let-go/) - In our article on 26th November 2015, just after the Autumn Statement, we briefly summarised the news and impact for buy to let investor community. The third budget statement of the calendar year carried with it a second wave of bad news for the private buy to let investor. After having the higher rate tax relief removed (phased in from April 2017) in
- [How will Banks and P2P Lenders work together?](https://www.proplend.com/news/how-will-banks-and-p2p-lenders-work-together/) - In the very early stages of the AltFi revolution, there was a great deal of speculation about how its rise would affect the banking sector. As P2P Lending moved in and started filling funding gaps left by the traditional finance industry, it sparked questions about banks' lending models. Could P2P Lending and other Alternative Finance
- [Alternative Finance Industry Report 2015/16](https://www.proplend.com/news/alternative-finance-industry-report-201516/) - Proplend is featured in the 2015/16 Alternative Finance Industry Report. The report was prepared by Intelligent Partners, the UK’s leading provider of education and insights on alternative investments, and features some of the fastest growing Peer-to-Peer Lending platforms. Learn about the key benefits, strategic importance and risks associated with Alternative Finance investments. Plus receive
- [1% Cash Back Holiday Promotion](https://www.proplend.com/news/1-cash-back-holiday-promotion/) - To celebrate the holiday season Proplend is offering 1% Cash Back to all eligible Lenders who invest a minimum £5,000 on the Proplend Loan Exchange (PLE), throughout the month of December. See below for Terms and Conditions. As with all investments, your capital is at risk. Invest £5,000 and receive £50 cash back, invest
- [Buy To Let Investors Hit in Autumn Statement (Part 1)](https://www.proplend.com/news/buy-to-let-investors-hit-in-autumn-statement/) - The Government has continued its assault on the buy to let sector by announcing that Stamp Duty will increase by 3% on properties purchased as an investment and on second homes. The increase will be introduced in April next year and comes just months after the last tax blow, the removal of higher rate tax
- [Fixed Monthly Income - Investing using a SIPP or SSAS](https://www.proplend.com/news/fixed-monthly-income-investing-using-a-sipp-or-ssas/) - Eight years of low interest rates have affected all investors looking for secured, low risk returns, with pension investors being one of the groups who have been hit the hardest. Traditionally as investors approach retirement they start to move their investments from equities into lower risk income producing assets traditionally cash and bonds. However,
- [Due Diligence – The Evaluation and Approval of a Proplend Loan Request](https://www.proplend.com/news/due-diligence-the-evaluation-and-approval-of-a-proplend-loan-request/) - Proplend’s Borrower relations and underwriting team have a combined 60 plus years in the property finance industry. This highly experienced and trusted team is responsible for the due diligence process and to date they have delivered a zero default rate. After a Borrower submits their Loan Request using our Borrower registration page, we complete
- [MIPIM UK 2015 - Summary](https://www.proplend.com/news/mipim-uk-2015-summary/) - Proplend attended MIPIM UK (the only slightly less glamorous sister exhibition of MIPIM Cannes) for the second year in a row in 2015. As one of almost 350 exhibitors at the UK’s largest exhibition and conference for property professionals, it provides the perfect place for Proplend to meet both borrowers and investors with a keen
- [LendIt Europe 2015 - Summary](https://www.proplend.com/news/lendit-europe-2015-summary/) - Proplend attended LendIt Europe for the second year in a row and 2015 definitely showcased the growth within the Peer-to-Peer Lending sector over the past year. LendIt Europe shifted from a one-day event with a few sponsor stands to a multi-level conference with up to 50 sponsors and exhibitors from 45 countries. This shift
- [Proplend to Attend MIPIM 2015](https://www.proplend.com/news/proplend-to-attend-mipim-2015/) - After last year’s success, Proplend is once again attending MIPIM UK. We invite you to visit us at stand C-26 where our team will be ready to answer any questions related to Proplend and Secured Peer-to-Peer Commercial Property Lending. We will also be available to discuss current loans listed on the Proplend Loan Exchange
- [Proplend to Present at Luxembourg Conference](https://www.proplend.com/news/proplend-to-present-at-luxembourg-conference/) - Founder and CEO Brian Bartaby has been invited to present a case study: “Real Estate Alternative Finance Through a Peer-to-Peer Lending Platform” at the ESAFON 1st Annual European Alternative Real Asset Financing & Lending Conference in Luxembourg. Brian will be in attendance throughout the conference and speaking at 3:30pm on Thursday October 15th, 2015. If
- [The Proplend Loan Tranche](https://www.proplend.com/news/the-proplend-loan-tranche/) - Proplend welcomes a wide range of investors from individuals to family offices and institutions, giving them all the opportunity to invest alongside each other. Diversity is good but we recognise that not all investors have the same attitudes towards risk and return. We developed the Proplend Loan Tranche in order to give our investors
- [Bonds vs Peer-to-Peer Lending](https://www.proplend.com/news/bonds-vs-peer-to-peer-lending/) - Bonds and Peer-to-Peer (P2P) loans are both fundamentally debt instruments. They both produce similar returns and offer investors, in the current long term low interest rate environment, with much needed regular fixed income. It’s impossible to make a direct comparison as there are different types of bonds and there are different types of P2P
- [Don’t Just Take Our Word For It – The P2P Sector is Heating Up](https://www.proplend.com/news/dont-just-take-our-word-for-it-the-p2p-sector-is-heating-up/) - From consumers, to SME’s, to property owners and students, the Peer-to-Peer Lending sector is making its mark! It would be quite obvious to report on how optimistic we are about the Peer-to-Peer Lending sector and how our platform is filling a niche in the market. However, instead of creating a post about the benefits
- [Diversification 2.0](https://www.proplend.com/news/diversification-2-0/) - The last week has seen incredible volatility in the world’s stock markets with trillions wiped off the value of public companies globally. The slowdown in China’s growth has exposed the fragility of markets around the world and shown that the cracks of the global credit crisis in 2008 are still just below the surface.
- [Underwriting - ”Any fool can lend money, the skill is ensuring you get it paid back”](https://www.proplend.com/news/underwriting-any-fool-can-lend-money-the-skill-is-ensuring-you-get-it-paid-back/) - The Loan underwriting process is critical in determining which loans are accepted onto the platform and which are not. When evaluating potential investment opportunities, it is imperative that investors understand the underwriting that has been performed and what information is available on the platform to allow them to evaluate the loan investments themselves. What
- [Proplend Borrowers Guide](https://www.proplend.com/news/proplend-borrowers-guide/) - There are many Marketplace Lending platforms available to different types of Borrowers. Proplend’s Peer-to-Peer Lending platform focuses on Borrowers who are owners of income producing commercial property, in England and Wales. Our platform connects these Borrowers to Investors who want to lend. Proplend facilitates Loan Requests from £150,000 to £5,000,000. We have a proven
- [Bank Tax to Stifle Lending](https://www.proplend.com/news/bank-tax-to-stifle-lending/) - We have previously highlighted the effect of the latest Budget on the Alternative Finance Sector, with the inclusion of the Innovative Finance ISA coming on line in April 2016 and the ability to earn between £500 to £1,000 of interest tax free depending on your tax bracket but it has taken some time for the
- [Bank Base Rate Rise or Not, P2P Lending is Here to Stay](https://www.proplend.com/news/bank-base-rate-rise-or-not-p2p-lending-is-here-to-stay/) - The Bank of England Governor Mark Carney has, on numerous occasions, confirmed that the era of long-term low interest rates is coming to an end with interest rates expected to rise starting in Q1 2016 and peaking at around 2.5%, over the next 3 years. Although this is a fivefold increase from our current levels,
- [Income in Retirement](https://www.proplend.com/news/income-in-retirement/) - It’s been a tough 8 years for savers, with a historically low base rate returning little to nothing on cash held in savings accounts. Bank of England figures show that the average base rate from 1975-2008 was 8.6%, between 2009-2015 it dropped to 0.5%, a fall of 95%. One of the hardest hit groups
- [An Introduction to Alternative Finance](https://www.proplend.com/news/an-introduction-to-alternative-finance/) - The Alternative Finance sector has increased in popularity, and with no end in sight, the movement to revolutionise banking and investing will continue to experience a healthy growth curve. Our Introduction to Alternative Finance Infographic, looks to provide a visual introduction to the sector. It highlights three of the main Alt Fi models and explores
- [Budget Roundup for the P2P Sector](https://www.proplend.com/news/budget-roundup-for-the-p2p-sector/) - The UK peer-to-peer lending industry, has just received a massive boost as the government finally confirmed its plans to introduce a new type of Isa covering peer-to-peer loans. The new Isa is being called a 'game-changer' for both peer-to-peer platforms and lenders. Brian Bartaby, Founder and CEO, of Proplend said "I don't think we
- [Budget 2015 and the P2P Lending ISA](https://www.proplend.com/news/budget-2015-and-the-p2p-lending-isa/) - In a response to the consultation on including peer-to-peer loans in ISAs, the government has confirmed that loans made through peer-to-peer platforms will become ISA qualifying investments. It intends to publish draft legislation for technical consultation later this year, with a view to legislating to allow peer-to-peer loans to be held in an ISA from
- [Fund Forum International Round Up](https://www.proplend.com/news/fund-forum-international-round-up/) - Last week Proplend attended and spoke at the 21st Annual Fund Forum International in Monaco. 1,300 delegates, institutional asset managers and service providers spent 3 days networking and discussing the outlook for the funds industry. There was a very strong ‘fin-tech’ bias to the overall event which included a dedicated stage specifically catering to fintech
- [How To Invest](https://www.proplend.com/news/how-to-invest/) - Peer to Peer Lending platforms are growing in popularity and each offer unique opportunities to invest. Based on this rapid growth it could be hard to differentiate how each platform works, and which will give you the best return based on your investor profile? While we cannot advise you on what to invest in, we
- [FinTech – Peer to Peer Commercial Property Lending](https://www.proplend.com/news/fintech-peer-to-peer-commercial-property-lending/) - With the wrap-up of another successful London Tech Week, we felt it was the perfect time to reflect on the role technology has played in the Commercial Property finance sector. Old vs New, Then vs Now? How has the FinTech boom improved the lending process? And more importantly how easy is it for an
- [Inflation Positive June 2015](https://www.proplend.com/news/inflation-positive-june-2015/) - After just one negative month the UK’s inflation rate returned to positive numbers in May with transport and food prices helping it up to 0.1%. A return to deflation may occur if oil prices start to fall again this summer and while this looks unlikely there is little upward inflationary pressure, the Bank of England
- [Buy-to-Let Returns Predicted to Fall to 3.4%](https://www.proplend.com/news/buy-to-let-returns-predicted-to-fall/) - The Telegraph recently reported (June 5, 2015): Britain’s biggest network of letting agents and property valuers, LSL Property Services has predicted that buy-to-let returns will be down by 62% in the next 12 months. Total returns on buy-to-let property taking into account both rental income and capital growth will be down from 9% to
- [Savills Property Finance Report & Non Bank Lenders](https://www.proplend.com/news/savills-property-finance-report-non-bank-lenders/) - The latest De Montfort survey published last month put the property senior debt market share of non-bank lenders at 13.5%, but William Newsom of Savills indicated that the real figure may be closer to 20% given the volume of new players to have recently entered the market.
- [The Future of Marketplace Lending - Technology & Transparency](https://www.proplend.com/news/the-future-of-marketplace-lending-technology-transparency/) - On Thursday May 28th, 2015 Proplend attended the 1st Annual European Alternative Finance and Marketplace Lending Conference. Attendees included: Blackrock, Macquarie Bank, Deutsche Bank, RBS, Asset Management and Private Equity Firms, Regulators, and Leaders in the European Alternative Finance and Marketplace Lending space. We guestimate that approximately 30% or more of the attendees were
- [Proplend Featured in the The Wealth Edition of Business Life - What Next for Crowdfunding](https://www.proplend.com/news/proplend-featured-in-the-the-wealth-edition-of-business-life-what-next-for-crowdfunding/) - CEO Brian Bartaby was recently quoted in the May/June 2015 Wealth Edition of Business Life Magazine. The article, written by Dave Waller, discusses the booming Crowdfunding sector and its sustainability as well as "Crowdfunding's cousin," Peer to Peer Lending. When reporting on the role of banks and potential collaboration, CEO Brain Bartaby outlines, “We can work hand-in-hand
- [Proplend to speak at 1st Annual European Alternative Finance & Marketplace Lending Conference](https://www.proplend.com/news/proplend-to-participate-in-a-panel-discussion-at-the-european-alternative-finance-marketplace-lending-conference-2015/) - Founder & CEO Brian Bartaby was selected to participate in a panel discussion at the European Alternative Finance and Marketplace Lending Conference in London on May 28th, 2015. Brian will be discussing “The Importance of Technology & Reporting for P2P Platforms, Direct Lenders and other Market Participants," alongside: Jerome Camblain, Sales, Partner, SMART LENDERS ASSET MANAGEMENT
- [Interest Rates Remain Unchanged](https://www.proplend.com/news/interest-rates-remain-unchanged/) - Minutes from the May meeting of the Monetary Policy Committee revealed a unanimous decision to hold rates at 0.5% where they have been since March 2009. Two members of the Committee likely to be Martin Weale and Ian McCafferty, who had been voting for an increase to 0.75% in late 2014, felt the
- [Proplend to Speak at the P2P Heroes European Summit - July 2015](https://www.proplend.com/news/proplend-to-speak-at-the-p2p-heroes-european-summit-july-2015/) - Proplend is pleased to announce that CEO Brian Bartaby has been selected to speak at the P2P Hereos European Summit taking place in London on July 13th, 2015. P2P Heroes is Europe's leading summit dedicated to the P2P online lending community. The inaugural forum will bring together P2P platforms, financial institutions, banks, asset management, venture capitalist, technology providers and
- [Election Roundup](https://www.proplend.com/news/election-roundup/) - So the pollsters prediction of a neck and neck race was totally blown out the water by voters who seemed to only really make their minds up when they stepped into the polling booth with their ballot paper in hand. Did they vote with their hearts or their heads, who knows but it looks like
- [Building a Diversified Portfolio Using the Proplend Loan Exchange](https://www.proplend.com/news/building-a-diversified-portfolio-using-the-proplend-loan-exchange/) - Investing using the Proplend platform is simple, easy and transparent, and with the launch of the Proplend Loan Exchange (PLE) the ability to build a diversified portfolio and receive immediate monthly income just got even easier. Here we present a diversified portfolio using a variety of Loan Investments, Tranche levels, Property types and Investment
- [Proplend Launches Online Loan Exchange - PLE](https://www.proplend.com/news/proplend-launches-online-loan-exchange-ple/) - We are delighted to announce that our secondary market, the Proplend Loan Exchange (PLE) is now live! London, 24 April 2015: Peer to Peer Lending Platform Proplend who specialise in loans secured against UK commercial property have launched a secondary market, the Proplend Loan Exchange (PLE), where Active Loans listed on their platform can be
- [Master Investor Show 2015](https://www.proplend.com/news/master-investor-show-2015/) - Proplend will be at the Master Investor Show 2015 on Saturday the 25th April 2015 at the Business Design Centre in Islington, London. We invite any existing lenders or prospective lenders to attend and look forward to seeing you there. Brian Bartaby, our founder and CEO, will be presenting on the Rising Stars Stage, please come
- [Let's talk about Risk](https://www.proplend.com/news/lets-talk-about-risk/) - In financial markets, the term risk usually equates to the ‘exposure to loss,’ which is measured by decisions we make. In order to measure anything, you need a standard, or a starting point, and for risk it is called the Risk Free Rate. The Risk Free Rate is the return that an investor expects from
- [Budget 2015 - anything for P2P?](https://www.proplend.com/news/budget-2015-anything-for-p2p/) - Not really anything new from the chancellor in the budget regarding the P2P ISA or LISA (the Lending ISA) except that the government will consult in summer 2015 alongside a response to the consultation on how to include peer to peer loans within the ISA wrapper. What was hidden in there was that from April
- [Proplend cited in Parliament as exciting new P2P platform](https://www.proplend.com/news/proplend-reaches-in-parliament/) - Adam Afriyie, MP for Windsor visited the Proplend offices on Friday February 27th, 2015. On follow up to the visit, Proplend was mentioned by Mr Afriyie, in the March 17th, 2015 Thames Valley Technology Backbench debate in the House of Commons: “Just last month, I visited an exciting new company in my constituency that is
- [Commercial property debt. It’s not just for Institutional Investors.](https://www.proplend.com/news/commercial-property-debt-its-not-just-for-institutional-investors/) - Investing in commercial property debt is not a new asset class, it has long been the preference of Institutional Investors, Pension and Insurance Companies either directly or via third party commercial property debt funds and until very recently has been totally inaccessible to the individual investor. The main hurdle being a minimum investment requirement in
- [I will pay you to borrow my money!!](https://www.proplend.com/news/i-will-pay-you-to-borrow-my-money/) - Would you pay someone to borrower money from you? Let me ask you again, just in case you misread – would you PAY someone to BORROW money from you?? It defies logic but it’s true!! Last week yields on corporate bonds issued by Nestle, the Swiss chocolate company, went negative. Basically investors have been paying
- [Pensioners bring down 'Granny Bond' website](https://www.proplend.com/news/pensioners-bring-down-savings-website/) - Last week more than 100,000 savvy silver-haired savers jumped at the chance to buy the government's new 'granny bonds', netting the Treasury more than £1bn in just two days. It could have been more but the demand was so high that it crashed the website leaving savers unsure whether they had secured the bonds and in
- [Interest 2.0- Earn Interest from borrowers not from banks.](https://www.proplend.com/news/interest-2-0-earn-interest-from-borrowers-not-from-banks/) - Interest 1.0 – You earn interest from Banks Interest is a fee paid by a borrower of assets to the owner of the assets as a form of compensation for the use of the assets. For hundreds of years what most of us have understood interest to be, is the income we earn from depositing
- [Invest £100,000 in shares and take an annual income. How long till you're bust?](https://www.proplend.com/news/invest-100000-in-shares-and-take-an-annual-income-how-long-till-youre-bust/) - The Telegraph published an interesting article last month about the rapidly depleting effect capital withdrawals can have on the income generating capacity of a portfolio. The article, written by Richard Dyson, explored the investment technique known as “pound-cost averaging” and it's flip-side, the less well-known effect: “pound-cost ravaging”, which occurs when investors are drawing income
- [The Alternative Finance market: Looking forward to 2015](https://www.proplend.com/news/the-alternative-finance-market-looking-forward-to-2015/) - 2014 has turned out to be a seminal year for the Alternative Finance industry, underlined by the points made by George Osborne in his Autumn Statement last week. Bad debt relief on investments made through Peer to Peer (P2P) platforms; potential ISA eligibility and a withholding regime for Income Tax applied across P2P platforms, together
- [Lending Club, the world's largest P2P Platform listed on NYSE](https://www.proplend.com/news/lending-club-the-worlds-largest-p2p-platform-listed-on-nyse/) - Lending Club, the world’s largest Peer-to-Peer (P2P) Lending Platform, who has facilitated over $6 billion of consumer lending in the US, listed on the New York Stock Exchange yesterday. It is more than just the largest IPO for a tech company this year, it’s also planting the flag for an entire ecosystem of companies, such
- [P2P Lending in the Autumn Statement](https://www.proplend.com/news/p2p-in-the-autum-statement/) - The 2014 Autumn Statement was very encouraging for the Peer to Peer Lending Industry - thank you Mr Osborne! George Osborne in his Autumn Statement stated that the Government is determined to support a more competitive banking sector where new banks, alternative providers and financial technology (fintech) firms can thrive alongside the established players, competing
- [Proplend in Investors Chronicle](https://www.proplend.com/news/proplend-in-investors-chronicle/) - Click here for the full article.
- [Different business models within P2P lending](https://www.proplend.com/news/different-business-models-within-p2p-lending/) - The alternative finance market is expected to be worth £1.74 billion by the end of 2014, an increase of 161 per cent on 2013. As the industry grows, encouraging more consumers and businesses to try an alternative finance model, recent research by Nesta highlighted the need to improve levels of public awareness and understanding. Nesta's
- [Guide to P2P Lending](https://www.proplend.com/news/guide-to-p2p-lending/) - Guide to P2P lending Infographic. Click here for the full picture.
- [Proplend - helping lenders manage risk](https://www.proplend.com/news/proplend-helping-lenders-manage-risk/) - Our article in Business Reporter in conjunction with the Sunday Telegraph 9th November 2014. To read the full Alternative Finance Report please click here.
- [The Three Principal Types of P2P Lending](https://www.proplend.com/news/three-principal-types-of-p2p-lending/) - Peer to peer (P2P) lending is the practice of unrelated individuals or companies lending money directly to one another without the need for banks and other financial institutions. The P2P industry is growing rapidly, with the lending volume for 2014 already at £1 billion and expected to reach £45 billion within ten years. There are
- [68 months of 0.5% BOE base rate - what are savers to do??](https://www.proplend.com/news/68-months-of-0-5-boe-base-rate-what-are-savers-to-do/) - The Bank of England's MPC announced today that the UK Bank Interest Rate is to remain at an all-time low of 0.5%. This is the sixty eighth month in which the Monetary Committee has met and voted to keep the rate at 0.5%. The Bank of England cut interest rates to a record low of
- [Will P2P lending be the only way to earn interest on your money?](https://www.proplend.com/news/will-p2p-lending-be-the-only-way-to-earn-interest-on-your-money/) - David Cameron has said it would be "lovely" for interest rates to remain at historic lows "forever" because it will allow families “to buy the homes they can afford”. The Prime Minister said that Britain’s low interest rates are “good news” because it has made owning a home more affordable. What he seems to have
- [Lights, camera….action: time for P2P to step out of the shadows](https://www.proplend.com/news/lights-camera-action-time-for-p2p-to-step-out-of-the-shadows/) - It’s an exciting time to be a peer to peer (P2P) lender. The announcement from the Government last week that they are a launching a consultation into extending ISA eligibility to include P2P lending will provide a boost to an already thriving sector. If agreed, the newly-created P2P ISA will mean savers have the chance
- [P2P regulation both welcome and necessary](https://www.proplend.com/news/p2p-regulation-both-welcome-and-necessary/) - One of the charges often made against the traditional banks is their collective unwillingness or inability to provide access to funding for smaller businesses and start-ups. And, in spite of the historically low interest rates, the banks have also failed to offer savers an attractive return on their investments or to provide a bridge between
- [MIPIM UK 2014 – DAY 3](https://www.proplend.com/news/mipim-day-3/) - Friday morning was a noticeably quieter day on the floor of Olympia, we assumed at first that it was due to the fabled late night MIPIM parties but as the day progressed there was no real pick up in delegates. At one point it felt like there were more exhibitors walking round than delegates and
- [Government to consider new peer-to-peer lending ISA](https://www.proplend.com/news/government-to-consider-new-peer-to-peer-lending-isa/) - Chancellor George Osborne announced in this year's Budget that in addition to the new ISA he would like to include Peer to Peer Lending with the ISA wrapper, making the interest received tax free. It's a great idea but the issue is how could this be achieved, unlike the bank deposits in Cash ISAs Peer
- [MIPIM UK 2014 - Day 2](https://www.proplend.com/news/mipim-uk-day-2/) - Another very busy day on the Proplend stand, explaining to borrowers how they can access property debt from alternative finance platforms offering peer to peer lending and also explaining to everyone how they personally can get involved by becoming lenders. Everyone at MIPIM understands property (or they should), they understand the financing side of property
- [MIPIM UK 2014 - Day 1](https://www.proplend.com/news/mipim-uk-day-1/) - It was the inaugural MIPIM UK and we were really not quite sure what to expect, who would be there, would the sun shine, would Hammersmith Olympia be as glamorous as Cannes? 300 odd protestors heckling delegates as they entered the show, the police turned out and the protestors eventually managed to close the front
- [The Property Investor Show - 10 & 11 Oct 14](https://www.proplend.com/news/the-property-investor-show-round-up/) - Proplend have just spent 2 days at ExCel, attending the London Property Investor Show. The show attracts a large audience - comprising private buyers of UK and international property, portfolio landlords plus a broad spectrum of property industry professionals (including Estate Agents & Developers) who gather to take advantage of this unique sales and business
- [P2P & Crowdfunding Infographic](https://www.proplend.com/news/p2p-crowdfunding-infographic/) - Peer to Peer Lending and Crowd Funding are sometimes mistakenly used as interchangeable terms when discussing types of Alternative Finance, it is important to understand there are important differences. Click here for the full picture.
- [Proplend approved for P2P Lending via a SSAS](https://www.proplend.com/news/proplend-approved-for-lending-via-a-ssas/) - Proplend is pleased to announce that we have been approved by the Whitehall Group, an independent Professional Trustee and Scheme Administrator who provides bespoke solutions to self-administered pension schemes (SSAS). What this means is that companies whose pensions schemes are administrated by Whitehall, now have the ability to make loans on the Proplend Secured Peer
- [Who will be the greater driver of the P2P industry, institutions or ISA's?](https://www.proplend.com/news/who-will-be-the-greater-driver-of-the-p2p-industry-institutions-or-isas/) - The level of P2P lending in the UK broke the £2billion barrier earlier this month. With the noticeable lack of any institutional players in the UK P2P market, it can only be assumed that the majority of that money is being lent by individuals who are withdrawing money from their Zombie UK bank accounts in
- [Proplend - Secondary Market](https://www.proplend.com/news/proplend-secondary-market/) - Whilst we are working on a fully automated Secondary Market, Proplend are pleased to advise Lenders that in the meantime we are able to offer a manual version. The secondary market will allow Members to purchase existing income producing Loan Contracts. The buyer of the Loan Contract, will agree to buy the Loan Contract at a
- [When is 6% interest not 6% interest? (Secured P2P vs Unsecured P2P)](https://www.proplend.com/news/when-is-6-interest-not-6-interest/) - Unsecured P2P Lending and their Provision Funds It has been traditional for UK peer to peer lending platforms to launch provision funds. These funds are a co-mingled pool of cash which the platform pays into each time a borrower takes out a loan and they are made available to lenders should they incur a
- [Portland Loan Request 100% funded in 24 hours](https://www.proplend.com/news/portland-loan-request-100-funded-in-1-day/) - Proplend is pleased to announce that it's latest commercial Loan Request was fully subscribed and completed in just 24 hours of it being posted on its P2P Lending Platform.
- [First Loan Redeemed](https://www.proplend.com/news/first-loan-redeemed/) - Proplend's first loan is successfully redeemed in full via the refinance as anticipated by the borrower at their initial loan application. All Lenders are very pleased not only in receiving their principal loan back but also in the 10% pa gross interest they earned. One of the lenders commented "Much better interest rates than my
- [First Loan Request completes](https://www.proplend.com/news/title-1/) - Proplend completed their first Loan Request of £137,500 against a children's nursery in London. The loan was 50% LTV and offered Lenders gross interest of 10%p.a.

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## IFISA Sections

- [Introducing the Innovative Finance ISA (IFISA)](https://www.proplend.com/ifisa_sections/isa-introduction-isa-background-and-brief-intro-to-personal-isa-allowances/)
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- [Summary - Why Choose Proplend IFISA](https://www.proplend.com/ifisa_sections/summary-why-choose-proplend-ifisa/)
- [IFISA Frequently Asked Questions](https://www.proplend.com/ifisa_sections/faqs/)
- [Diversifying Investments - Risk and Reward](https://www.proplend.com/ifisa_sections/diversifying-investments-risk-reward/)
- [Next steps?](https://www.proplend.com/ifisa_sections/next-steps/)

## Media Categories

- [Test Category](https://www.proplend.com/media_category/test-category/)
- [Portland - Light Industrial](https://www.proplend.com/media_category/mereside-dorset/)
- [Aberystwyth](https://www.proplend.com/media_category/aberystwyth/)
- [Newcastle Business Park](https://www.proplend.com/media_category/newcastle-business-park/)
- [Croydon - Office Block](https://www.proplend.com/media_category/croydon-office-block/)
- [Lion Yard - Offices](https://www.proplend.com/media_category/lion-yard-offices/)
- [Bexleyheath & Erith - Mixed USe](https://www.proplend.com/media_category/bexleyheath-erith-mixed-use/)
- [Southfields - Physio](https://www.proplend.com/media_category/southfields-physio/)
- [Yorkshire - Resi](https://www.proplend.com/media_category/yourshire-resi/)
- [News Images](https://www.proplend.com/media_category/news-images/)
- [Platform Documents](https://www.proplend.com/media_category/platform-documents/)
- [Birmingham - Mixed Use](https://www.proplend.com/media_category/birmingham-mixed-use/)
- [Essex - Rainham Industrial Estate](https://www.proplend.com/media_category/essex-rainham-industrial-estate/)
- [Liverpool - Hotel](https://www.proplend.com/media_category/liverpool-hotel/)
- [Worthing - Mixed Use](https://www.proplend.com/media_category/worthing-mixed-use/)
- [Burton - Offices](https://www.proplend.com/media_category/burton-offices/)
- [Swansea & Milford Haven - Mixed USe](https://www.proplend.com/media_category/swansea-milford-haven-mixed-use/)
- [Weymouth - Bridge](https://www.proplend.com/media_category/weymouth-bridge/)
- [Weymouth VAT](https://www.proplend.com/media_category/weymouth-vat/)
- [Ashbourne - Light Industrial](https://www.proplend.com/media_category/ashbourne-light-industrial/)
- [Southampton](https://www.proplend.com/media_category/southampton/)
- [Birmingham Hotel](https://www.proplend.com/media_category/birmingham-hotel/)
- [Birmingham Industrial](https://www.proplend.com/media_category/birmingham-industrial/)
- [Walsall HMO](https://www.proplend.com/media_category/walsall-hmo/)
- [Henley in Arden - Mixed use Resi](https://www.proplend.com/media_category/henley-in-arden-mixed-use-resi/)
- [Hinckley Retail](https://www.proplend.com/media_category/hinckley-retail/)
- [High Wycombe warehouse](https://www.proplend.com/media_category/high-wycombe-warehouse/)
- [Swansea land](https://www.proplend.com/media_category/swansea-land/)
- [Swansea hotel](https://www.proplend.com/media_category/swansea-hotel/)
- [TEST Liverpool mixed retail & residential](https://www.proplend.com/media_category/test-liverpool-mixed-retail-residential/)
- [TEST Birmingham Office Block](https://www.proplend.com/media_category/test-birmingham-office-block/)
- [Burton-upon-Trent offices Nov 17](https://www.proplend.com/media_category/burton-upon-trent-offices-nov-17/)
- [Barwell mixed retail and residential](https://www.proplend.com/media_category/barwell-mixed-retail-and-residential/)
- [Haywards Heath Retail](https://www.proplend.com/media_category/haywards-heath-retail/)
- [Walsall mixed residential](https://www.proplend.com/media_category/walsall-mixed-residential/)
- [Yorkshire - Residential Terrace 2018](https://www.proplend.com/media_category/yorkshire-residential-terrace-2018/)
- [Belsize Park - HMO](https://www.proplend.com/media_category/belsize-park-hmo/)
- [Shirley Light Industrial and Chandlers Ford Retail](https://www.proplend.com/media_category/shirley-light-industrial-and-chandlers-ford-retail/)
- [Sunderland Development Site](https://www.proplend.com/media_category/sunderland-development-site/)
- [Malvern Inn + Porthcawl Guest House](https://www.proplend.com/media_category/malvern-inn-porthcawl-guest-house/)
- [Golders Green Retirement Apartments](https://www.proplend.com/media_category/golders-green-retirement-apartments/)
- [Telford Industrial](https://www.proplend.com/media_category/telford-industrial/)
- [Birkenhead Light Industrial](https://www.proplend.com/media_category/birkenhead-light-industrial/)
- [Luton Residential](https://www.proplend.com/media_category/luton-residential/)
- [Seven Sisters Mixed Residential](https://www.proplend.com/media_category/seven-sisters-mixed-residential/)
- [Formby Leisure](https://www.proplend.com/media_category/formby-leisure/)
- [Derbyshire Business Centre](https://www.proplend.com/media_category/derbyshire-business-centre/)
- [Cardiff Land](https://www.proplend.com/media_category/cardiff-land/)
- [Brighton Offices](https://www.proplend.com/media_category/brighton-offices/)
- [Buxton Mixed Office/Residential](https://www.proplend.com/media_category/buxton-mixed-office-residential/)
- [Ipswich Offices](https://www.proplend.com/media_category/ipswich-offices/)
- [Kennington - Broker - Mixed Pub & Resi](https://www.proplend.com/media_category/kennington-broker-mixed-pub-resi/)
- [Chandler's Ford Retail](https://www.proplend.com/media_category/chandlers-ford-retail/)
- [Croydon - Office Refinance](https://www.proplend.com/media_category/croydon-office-refinance/)
- [Swansea Commercial Mixed Use](https://www.proplend.com/media_category/swansea-commercial-mixed-use/)
- [Liverpool Mixed Retail & Residential Sept 18](https://www.proplend.com/media_category/liverpool-mixed-retail-residential-sept-18/)
- [Kingston upon Hull Office](https://www.proplend.com/media_category/kingston-upon-hull-office/)
- [Birmingham Development Site](https://www.proplend.com/media_category/birmingham-development-site/)
- [Ashbourne Light Industrial Sept 18](https://www.proplend.com/media_category/ashbourne-light-industrial-sept-18/)
- [Ipswich Warehouse](https://www.proplend.com/media_category/ipswich-warehouse/)
- [Swansea Retail](https://www.proplend.com/media_category/swansea-retail/)
- [Shirley Mixed Retail And Residential](https://www.proplend.com/media_category/shirley-mixed-retail-and-residential/)
- [Reigate Mixed Use](https://www.proplend.com/media_category/reigate-mixed-use/)
- [Newbury - Storage Yadr](https://www.proplend.com/media_category/newbury-storage-yadr/)
- [Flintshire Commercial Land With Planning](https://www.proplend.com/media_category/flintshire-commercial-land-with-planning/)
- [Luton Residential 2](https://www.proplend.com/media_category/luton-residential-2/)
- [Chessington Land With Planning](https://www.proplend.com/media_category/chessington-land-with-planning/)
- [Hampstead Hotel](https://www.proplend.com/media_category/hampstead-hotel/)
- [Birmingham HMO](https://www.proplend.com/media_category/birmingham-hmo/)
- [Sparkhill Offices](https://www.proplend.com/media_category/sparkhill-offices/)
- [County Durham Land With Planning](https://www.proplend.com/media_category/county-durham-land-with-planning/)
- [Norfolk Land With Planning](https://www.proplend.com/media_category/norfolk-land-with-planning/)
- [Newbury Storage Yard 2](https://www.proplend.com/media_category/newbury-storage-yard-2/)
- [Ipswich Offices Partial Refinance](https://www.proplend.com/media_category/ipswich-offices-partial-refinance/)
- [Birmingham Offices](https://www.proplend.com/media_category/birmingham-offices/)
- [Worthing Mixed Use - Refinance](https://www.proplend.com/media_category/worthing-mixed-use-refinance/)
- [Croydon Office 2019 Refinance](https://www.proplend.com/media_category/croydon-office-2019-refinance/)
- [Leeds Light Industrial](https://www.proplend.com/media_category/leeds-light-industrial/)
- [Edgbaston Residential](https://www.proplend.com/media_category/edgbaston-residential/)
- [Hockley And Newtown Mixed Use Portfolio](https://www.proplend.com/media_category/hockley-and-newtown-mixed-use-portfolio/)
- [Jewellery Quarter Office Portfolio](https://www.proplend.com/media_category/jewellery-quarter-office-portfolio/)
- [Handsworth Mixed Use](https://www.proplend.com/media_category/handsworth-mixed-use/)
- [West Midlands Industrial Portfolio](https://www.proplend.com/media_category/west-midlands-industrial-portfolio/)
- [Milford Haven Mixed Use](https://www.proplend.com/media_category/milford-haven-mixed-use/)
- [Swansea Mixed Bar And Offices](https://www.proplend.com/media_category/swansea-mixed-bar-and-offices/)
- [West Yorkshire Land With Planning](https://www.proplend.com/media_category/west-yorkshire-land-with-planning/)
- [Sheerness Commercial Mixed Use](https://www.proplend.com/media_category/sheerness-commercial-mixed-use/)
- [Newbury Commercial Mixed Use](https://www.proplend.com/media_category/newbury-commercial-mixed-use/)
- [Fulham Mixed Use](https://www.proplend.com/media_category/fulham-mixed-use/)
- [Doncaster Industrial](https://www.proplend.com/media_category/doncaster-industrial/)
- [Margate Commercial Mixed Use](https://www.proplend.com/media_category/margate-commercial-mixed-use/)
- [Margate Hotel](https://www.proplend.com/media_category/margate-hotel/)
- [St Leonards-On-Sea HMO](https://www.proplend.com/media_category/st-leonards-on-sea-hmo/)
- [West Ewell Residential](https://www.proplend.com/media_category/west-ewell-residential/)
- [Waltham Cross Retail](https://www.proplend.com/media_category/waltham-cross-retail/)
- [Ramsgate Commercial Mixed Use](https://www.proplend.com/media_category/ramsgate-commercial-mixed-use/)
- [Bloomsbury Residential](https://www.proplend.com/media_category/bloomsbury-residential/)
- [Birmingham HMO Refinance](https://www.proplend.com/media_category/birmingham-hmo-refinance/)
- [The Strand London Offices](https://www.proplend.com/media_category/the-strand-london-offices/)
- [London Commercial D1](https://www.proplend.com/media_category/london-commercial-d1/)
- [Bristol & Dudley Restaurant, Resi and Office](https://www.proplend.com/media_category/bristol-dudley-restaurant-resi-and-office/)
- [Newbury - Offices](https://www.proplend.com/media_category/newbury-offices/)
- [Newbury Land With Planning](https://www.proplend.com/media_category/newbury-land-with-planning/)
- [Newbury Mixed Retail & Resi](https://www.proplend.com/media_category/newbury-nixed-retail-resi/)
- [Ashton-under-Lyne Day Nursery](https://www.proplend.com/media_category/ashton-under-lyne-day-nursery/)
- [Isle Of Thanet Mixed Portfolio](https://www.proplend.com/media_category/isle-of-thanet-mixed-portfolio/)
- [Greater Manchester Industrial](https://www.proplend.com/media_category/greater-manchester-industrial/)
- [Greater Manchester Offices](https://www.proplend.com/media_category/greater-manchester-offices/)
- [Sunbury-on-Thames Retail](https://www.proplend.com/media_category/sunbury-on-thames-retail/)
- [Newbury Storage Yard Refinance](https://www.proplend.com/media_category/newbury-storage-yard-refinance/)
- [Ipswich Retail](https://www.proplend.com/media_category/ipswich-retail/)
- [County Durham Land Refinance](https://www.proplend.com/media_category/county-durham-land-refinance/)
- [Ipswich Warehouse Refinance](https://www.proplend.com/media_category/ipswich-warehouse-refinance/)
- [Birmingham HMO 2](https://www.proplend.com/media_category/birmingham-hmo-2/)
- [Oldham Day Nursery](https://www.proplend.com/media_category/oldham-day-nursery/)
- [Newcastle Office Block](https://www.proplend.com/media_category/newcastle-office-block/)
- [Peterborough Retail](https://www.proplend.com/media_category/peterborough-retail/)
- [EDI Test](https://www.proplend.com/media_category/edi-test/)
- [Peterborough Land](https://www.proplend.com/media_category/peterborough-land/)
- [Shirley Mixed Use](https://www.proplend.com/media_category/shirley-mixed-use/)
- [Northampton Commercial Mixed Use](https://www.proplend.com/media_category/northampton-commercial-mixed-use/)
- [Peterborough Retail 2](https://www.proplend.com/media_category/peterborough-retail-2/)
- [Taunton Commercial Mixed Use](https://www.proplend.com/media_category/taunton-commercial-mixed-use/)
- [Walthamstow Mixed Use](https://www.proplend.com/media_category/walthamstow-mixed-use/)
- [Torquay HMO](https://www.proplend.com/media_category/torquay-hmo/)
- [Reading Mixed Use](https://www.proplend.com/media_category/reading-mixed-use/)
- [King's Lynn Retail](https://www.proplend.com/media_category/kings-lynn-retail/)
- [Grantham Commercial Mixed Use](https://www.proplend.com/media_category/grantham-commercial-mixed-use/)
- [Redditch Commercial Mixed Use](https://www.proplend.com/media_category/redditch-commercial-mixed-use/)
- [Kidderminster HMO](https://www.proplend.com/media_category/kidderminster-hmo/)
- [Leamington Spa Light Industrial](https://www.proplend.com/media_category/leamington-spa-light-industrial/)
- [Wolverhampton - Petrol Station](https://www.proplend.com/media_category/wolverhampton-petrol-station/)
- [Tipton - Petrol Station](https://www.proplend.com/media_category/tipton-petrol-station/)
- [Leighton Buzzard - Storage Yard](https://www.proplend.com/media_category/leighton-buzzard-storage-yard/)
- [Dunstable - Storage Yard](https://www.proplend.com/media_category/dunstable-storage-yard/)
- [Nottingham Retail](https://www.proplend.com/media_category/nottingham-retail/)
- [South Harrow Mixed Use](https://www.proplend.com/media_category/south-harrow-mixed-use/)
- [Grantham Retail](https://www.proplend.com/media_category/grantham-retail/)
- [Epping Light Industrial](https://www.proplend.com/media_category/epping-light-industrial/)
- [Chelsea Commercial Mixed Use](https://www.proplend.com/media_category/chelsea-commercial-mixed-use/)
- [Edgbaston HMO](https://www.proplend.com/media_category/edgbaston-hmo/)
- [Hackney Commercial Mixed Use](https://www.proplend.com/media_category/hackney-commercial-mixed-use/)
- [AA-ICONS](https://www.proplend.com/media_category/aa-icons/)
- [Colchester Commercial Land](https://www.proplend.com/media_category/colchester-commercial-land/)
- [Park Royal Light Industrial](https://www.proplend.com/media_category/park-royal-light-industrial/)
- [Northampton - Commercial Mixed Use](https://www.proplend.com/media_category/northampton-commercial-mixed-use-2/)
- [Doncaster Industrial Refinance](https://www.proplend.com/media_category/doncaster-industrial-refinance/)
- [Hinckley Offices](https://www.proplend.com/media_category/hinckley-offices/)
- [Manchester Mixed Use](https://www.proplend.com/media_category/manchester-mixed-use/)
- [Mansfield Care Home](https://www.proplend.com/media_category/mansfield-care-home/)
- [Aberystwyth Offices](https://www.proplend.com/media_category/aberystwyth-offices/)
- [East Kent Commercial Mixed Use](https://www.proplend.com/media_category/east-kent-commercial-mixed-use/)
- [Brighton Offices Refinance](https://www.proplend.com/media_category/brighton-offices-refinance/)
- [Ipswich Bistro](https://www.proplend.com/media_category/ipswich-bistro/)
- [Berkhamsted Restaurant](https://www.proplend.com/media_category/berkhamsted-restaurant/)
- [Connahs Quay Mixed Use](https://www.proplend.com/media_category/connahs-quay-mixed-use/)
- [Northampton Industrial](https://www.proplend.com/media_category/northampton-industrial/)
- [Peterborough Land Refinance](https://www.proplend.com/media_category/peterborough-land-refinance/)
- [Peterborough Retail Refinance](https://www.proplend.com/media_category/peterborough-retail-refinance/)
- [Walsall Commercial Mixed Use](https://www.proplend.com/media_category/walsall-commercial-mixed-use/)
- [Borrower Flyers](https://www.proplend.com/media_category/borrower-flyers/)
- [Balby Doncaster Industrial](https://www.proplend.com/media_category/balby-doncaster-industrial/)
- [Ealing Gymnasium](https://www.proplend.com/media_category/ealing-gymnasium/)
- [Middleton Mixed Use](https://www.proplend.com/media_category/middleton-mixed-use/)
- [Leicester Care Home](https://www.proplend.com/media_category/leicester-care-home/)
- [Carshalton Mixed Use](https://www.proplend.com/media_category/carshalton-mixed-use/)
- [Tyseley Industrial](https://www.proplend.com/media_category/tyseley-industrial/)
- [Wandsworth Osiers Point](https://www.proplend.com/media_category/wandsworth-osiers-point/)
- [Derbyshire Business Centre 2021 Refinance](https://www.proplend.com/media_category/derbyshire-business-centre-2021-refinance/)
- [Peterborough Land 2](https://www.proplend.com/media_category/peterborough-land-2/)
- [Shirley Retail](https://www.proplend.com/media_category/shirley-retail/)
- [Milton Keynes Warehouse](https://www.proplend.com/media_category/milton-keynes-warehouse/)
- [Purley Mixed Use](https://www.proplend.com/media_category/purley-mixed-use/)
- [Wolverhampton Office Block](https://www.proplend.com/media_category/wolverhampton-office-block/)
- [Chelsea Cocktail Bar](https://www.proplend.com/media_category/chelsea-cocktail-bar/)
- [Worcester Land with Planning](https://www.proplend.com/media_category/worcester-land-with-planning/)
- [Wembley Warehouse Refinance](https://www.proplend.com/media_category/wembley-warehouse-refinance/)
- [Cotswolds Mixed Use](https://www.proplend.com/media_category/cotswolds-mixed-use/)
- [Bloxwich Land With Outline Planning](https://www.proplend.com/media_category/bloxwich-land-with-outline-planning/)
- [Bromyard Storage Unit](https://www.proplend.com/media_category/bromyard-storage-unit/)
- [Derby Industrial VAT Bridge](https://www.proplend.com/media_category/derby-industrial-vat-bridge/)
- [Staines Mixed Use](https://www.proplend.com/media_category/staines-mixed-use/)
- [Pudsey Offices](https://www.proplend.com/media_category/pudsey-offices/)
- [Hailsham Mixed Use](https://www.proplend.com/media_category/hailsham-mixed-use/)
- [Smethwick Retail 1](https://www.proplend.com/media_category/smethwick-retail/)
- [Liverpool Duke Street Mixed Use Refinance](https://www.proplend.com/media_category/liverpool-duke-street-mixed-use-refinance/)
- [Aldgate Commercial Mixed Use VAT Bridge](https://www.proplend.com/media_category/aldgate-commercial-mixed-use-vat-bridge/)
- [Burnt Oak Mixed Use](https://www.proplend.com/media_category/burnt-oak-mixed-use/)
- [Liverpool Travelodge](https://www.proplend.com/media_category/liverpool-travelodge/)
- [Northants Light Industrial](https://www.proplend.com/media_category/northants-light-industrial/)
- [Dunstable Light Industrial](https://www.proplend.com/media_category/dunstable-light-industrial/)
- [Suffolk Agricultural](https://www.proplend.com/media_category/suffolk-agricultural/)
- [Smethwick Retail 2](https://www.proplend.com/media_category/smethwick-retail-2/)
- [Deal Retail](https://www.proplend.com/media_category/deal-retail/)
- [Colindale Mixed Use](https://www.proplend.com/media_category/colindale-mixed-use/)
- [Brighton Guest House](https://www.proplend.com/media_category/brighton-guest-house/)
- [Leicester Light Industrial](https://www.proplend.com/media_category/leicester-light-industrial/)
- [Tipton Petrol Station Refinance](https://www.proplend.com/media_category/tipton-petrol-station-refinance/)
- [Wolverhampton Petrol Station Refinance](https://www.proplend.com/media_category/wolverhampton-petrol-station-refinance/)
- [West Norwood VAT Loan](https://www.proplend.com/media_category/west-norwood-vat-loan/)
- [North East Mixed Use Portfolio Refinance](https://www.proplend.com/media_category/north-east-mixed-use-portfolio-refinance/)
- [Ebbw Vale Light Industrial VAT Bridge](https://www.proplend.com/media_category/ebbw-vale-light-industrial-vat-bridge/)
- [Plaistow Mixed Use](https://www.proplend.com/media_category/plaistow-mixed-use/)
- [Hastings Hotel](https://www.proplend.com/media_category/hastings-hotel/)
- [Weymouth Hotel](https://www.proplend.com/media_category/weymouth-hotel/)
- [Plymouth Land VAT Bridge](https://www.proplend.com/media_category/plymouth-land-vat-bridge/)
- [Leyton Mixed Use](https://www.proplend.com/media_category/leyton-mixed-use/)
- [High Wycombe Light Industrial](https://www.proplend.com/media_category/high-wycombe-light-industrial/)
- [Grantham Retail Refinance](https://www.proplend.com/media_category/grantham-retail-refinance/)
- [Leyton Retail](https://www.proplend.com/media_category/leyton-retail/)
- [Somerset Light Industrial](https://www.proplend.com/media_category/somerset-light-industrial/)
- [Brighton Offices 2023 Refinance](https://www.proplend.com/media_category/brighton-offices-2023-refinance/)
- [Prenton Industrial](https://www.proplend.com/media_category/prenton-industrial/)
- [Poole Offices](https://www.proplend.com/media_category/poole-offices/)
- [Kidderminster Retail](https://www.proplend.com/media_category/kidderminster-retail/)
- [Leyton Mixed Use 2](https://www.proplend.com/media_category/leyton-mixed-use-2/)
- [Bradford Offices VAT Bridge](https://www.proplend.com/media_category/bradford-offices-vat-bridge/)
- [Shepherds Bush Hotel](https://www.proplend.com/media_category/shepherds-bush-hotel/)
- [Luton Warehouse](https://www.proplend.com/media_category/luton-warehouse/)
- [Edgbaston HMO Refinance](https://www.proplend.com/media_category/edgbaston-hmo-refinance/)
- [Finsbury Park Retail](https://www.proplend.com/media_category/finsbury-park-retail/)
- [St Leonards HMO Refinance](https://www.proplend.com/media_category/st-leonards-hmo-refinance/)
- [Newport Pagnell Commercial Mixed Use](https://www.proplend.com/media_category/newport-pagnell-commercial-mixed-use/)
- [Romsey Industrial](https://www.proplend.com/media_category/romsey-industrial/)
- [Welwyn Garden City Industrial](https://www.proplend.com/media_category/welwyn-garden-city-industrial/)
- [Harrow and Wembley Social Housing](https://www.proplend.com/media_category/harrow-and-wembley-social-housing/)
- [Taunton Commercial Mixed Use Refinance](https://www.proplend.com/media_category/taunton-warehouses-refinance/)
- [Pontefract Industrial Refinance](https://www.proplend.com/media_category/pontefract-industrial-refinance/)
- [Hackney Offices Refinance](https://www.proplend.com/media_category/hackney-offices-refinance/)
- [Luton Light Industrial](https://www.proplend.com/media_category/luton-light-industrial/)
- [Connahs Quay Mixed Use Refinance](https://www.proplend.com/media_category/connahs-quay-mixed-use-refinance/)
- [Belvedere Mixed Use](https://www.proplend.com/media_category/belvedere-mixed-use/)
- [Welshpool Offices Refinance](https://www.proplend.com/media_category/welshpool-offices-refinance/)
- [Woolwich Mixed Use](https://www.proplend.com/media_category/woolwich-mixed-use/)
- [Maidenhead Offices](https://www.proplend.com/media_category/maidenhead-offices/)
- [Redditch Commercial Mixed Use Refinance](https://www.proplend.com/media_category/redditch-commercial-mixed-use-refinance/)
- [Oxford Mixed Use](https://www.proplend.com/media_category/oxford-mixed-use/)
- [Carshalton Offices](https://www.proplend.com/media_category/carshalton-offices/)
- [Balby Industrial Refinance](https://www.proplend.com/media_category/balby-industrial-refinance/)
- [Wembley Park Residential](https://www.proplend.com/media_category/wembley-park-residential/)
- [Walsall Commercial Mixed Use Refinance](https://www.proplend.com/media_category/walsall-commercial-mixed-use-refinance/)
- [Hackney Retail](https://www.proplend.com/media_category/hackney-retail/)
- [Hackney Mixed Use](https://www.proplend.com/media_category/hackney-mixed-use/)
- [Whitley Bay Retail](https://www.proplend.com/media_category/whitley-bay-retail/)
- [Weymouth Hotel 2](https://www.proplend.com/media_category/weymouth-hotel-2/)
- [Kidderminster Mixed Use](https://www.proplend.com/media_category/kidderminster-mixed-use/)
- [Bradford Commercial Mixed Use](https://www.proplend.com/media_category/bradford-commercial-mixed-use/)
- [Park Royal Cafe](https://www.proplend.com/media_category/park-royal-cafe/)
- [Acton Light Industrial](https://www.proplend.com/media_category/acton-light-industrial/)
- [St Albans Mixed Use](https://www.proplend.com/media_category/st-albans-mixed-use/)
- [Stratford Upon Avon Mixed Use](https://www.proplend.com/media_category/stratford-upon-avon-mixed-use/)