SIPP & SSAS Pensions
Proplend Secured P2P Commercial Property Lending – via your SIPP or SSAS
In addition to investing directly with Proplend, Pension owners can now invest into commercial property loans using their SIPP or their SSAS and enjoy tax-free returns.
Proplend offers pension owners the ability to diversify their savings and target higher returns by investing peer to peer in an otherwise low-interest rate environment. Using their Proplend account, pension owners can select the property they want to lend to, the amount they want to lend and the tranche option based on the target rate of return.
Proplend’s Simple, Secure and Transparent platform offers:
- Fixed Income – Returns of between 5-12% pa*, with interest paid monthly
- Tax Free Returns – Interest income is not taxable when it’s received by the pension scheme
- Loan Security – All loans secured with a 1st legal charge over an income producing commercial property
- Control – Self-select the loan investment and Loan to Value-based risk-return Tranches you’re comfortable with
- Diversification – Spread your investment across multiple loans and Tranches
*after fees, but before bad debts and taxes
Speak to your pension administrator or one of our pension partners about setting up a new pension or transferring an existing pension pot.
When investing using your SIPP, you may only invest in commercial property loans made to limited companies and not Loan Investments secured against property with residential parts or to individual borrowers. The platform will highlight any non-SIPP eligible investments. If you wish to invest into loans with a residential, element please set up a personal lender account and invest outside of your pension.
Please contact The Proplend Team directly to discuss any aspect of Peer to Peer Lending, our accounts and the returns and the risks involved.
A Self Invested Personal Pension (SIPP) …
Is an HMRC approved personal pension scheme, regulated by the Financial Conduct Authority, which allows individuals to make their own investment decisions from a range of approved investments.
Our partner SIPPclub provides information and support to people with self-invested pensions. SIPPclub specialises in providing affluent people with information and insight into how a SIPP or SSAS can be used outside of the stockmarket, and how to extract the best value from cash investments. SIPPclub is the leading player for self-invested pensions in the crowdfunding and peer-to-peer sector.
Established in 1996 Westerby Trustee Services Limited is a member of the Association of Member-Directed Pension Schemes (AMPS). They are specialist providers of trusteeship and administration services for Small Self-Administered Schemes (SSAS) and Self Invested Personal Pensions (SIPP).
A Small Self Administered Scheme (SSAS) …
Is a type of UK Occupational Pension Scheme approved by HMRC. A SSAS is established individually under trust, usually by the directors of limited companies for specified employees of the company. SSASs are the most flexible type of pension arrangement available in the UK.
Proplend is pleased to be approved by the Whitehall Group, an independent Professional Trustee and Scheme Administrator that runs a SSAS only. The directors of Whitehall have 40 years experience in this market and are happy to work with you and your advisers to create the best retirement solution for you.
Proplend does not provide financial or pensions advice. If you need advice, you should consult an independent financial adviser. Capital at risk