Commercial Property Purchase and Refinance

Proplend specialises in meeting the commercial mortgage and bridging requirements of the greatly under banked sub-£5m UK lending market.

Our FCA-approved lending platform offers an alternative funding source for borrowers - who we connect with Individual & Institutional Investors.

Our peer to peer lending platform is for; Limited Company (Ltd) and Limited Liability Partnerships (LLP) 'Borrowers', who can offer income producing commercial investment property in England and Wales as loan security.

To date UK companies have borrowed over £25m through the Proplend P2P platform, secured by around £48m of commercial property. Here's what one of our borrowers thinks about Proplend's alternative funding solutions:

"Proplend borrowing was instrumental in our share purchase of a business.
The creative and flexible solutions offered to us not only assisted with a problematic purchase process but their expertise and knowledge of the funding and legal process helped enormously with the purchase of all assets and liaison with a third party funder – all of which smoothed the way to completion. Proplend made the process straightforward and considerably less stressful."    Chris, Proplend Borrower and Company Director, Birmingham

Become a Proplend Borrower

Lending is available where commercial property is offered as security:

  • Office
  • Industrial
  • Retail
  • Leisure
  • Residential Blocks

Borrowing must be secured with a first legal charge over income producing UK commercial property.
We don’t facilitate loans for property development deals or private personal residences.

Borrower Types:

Limited Company (Ltd) and

Limited Liability Partnership (LLP)

UK-based borrowers only (overseas borrowers are considered on a case by case basis).

Purpose:

Refinance an existing commercial mortgage or raise capital for a new property purchase in England or Wales. Make an enquiry to see if we could be the alternative source of funding your looking for.

  • Loan Amount:

    Up to £5m

  • LTV:

    Up to 75%

  • Loan Terms:

    Up to 5 years

  • Lending Rates:

    Interest only from 6%

Traditional Lenders vs. Proplend P2P Lending

Traditional Model

1.
Face to face interview at bank

2.
Numerous levels of approval

3.
‘Tick Box’ criteria – if your loan doesn’t ‘fit’
it does not get approved

4.
Time consuming, lengthy transactions

ARCHAIC | LENGTHY | RESTRICTIVE

Proplend Model

1.
Online borrowing enquiry

2.
Quick and responsive review process, immediate access to decision makers

3.
Bespoke, common sense lending –
every deal reviewed on its own merits

4.
4-6 weeks from enquiry to drawdown

ONLINE | SIMPLE | TRANSPARENT

Take a look at our Borrowers Guide to find out more or

contact our property team today on 0203 637 8418